Finance - loan
RAVIKUMAR
(Querist) 25 April 2016
This query is : Resolved
Hi All,
I got a loan in 2008 and i had 2 bank credit cards also. At that time i felt with major accident. And my financial situation went bad, and i cant pay loan, Once i got recover. i paID the loan amount and close the Loan and Credit cards.
Now 2014 onwards i'm maintaining consumer loan & credit cards are perfectly.
Currently now im trying to get personal loan, but my application got rejected because of in cibil reflect like defaulter at 2008 period.
Kindly give me a idea. how to recover from the current situation.
Regards
M.RAVI
D.S.RAMESH
(Expert) 26 April 2016
You have to get a letter from your banker for the closed accounts & NOC and send a request to cibil to change your status.
