Insurance claim
Ramana
(Querist) 09 February 2021
This query is : Resolved
My friend's father expired in 2018,they have a car in their fathers name which is in Criminal case ,has per the case the car must not be changed or transferred until case is disposed......so they just kept car with them and paid insurence in their father name it self.....now In 2021car is damaged when kept infront of the home at parking place......now insurance ppl are rejecting claim ....has the car owner ecpired two years back.....now my friend is helpless.....please let me know how can I get claim......
Advocate Bhartesh goyal
(Expert) 09 February 2021
You are not entitled to get insurance claim of car belonged to your father irrespective of the fact that you are paying premium of policy regularly on your father's name even after demise of your father.You had to inform in this regard to insurance company within six months of death of your father and had to transfer the policy in your name in such period.
Advocate Bhartesh goyal
(Expert) 09 February 2021
You are not entitled to get insurance claim of car belonged to your father irrespective of the fact that you are paying premium of policy regularly on your father's name even after demise of your father.You had to inform in this regard to insurance company within six months of death of your father and had to transfer the policy in your name in such period.
kavksatyanarayana
(Expert) 09 February 2021
Yes. Agreed with the advice of the above learned expert.
Ramana
(Querist) 09 February 2021
Criminal case bail conditions say that ,we must not change or transfer the car details to any one until case is disposed
Advocate Bhartesh goyal
(Expert) 09 February 2021
Neither insurance company can issue policy in the name of dead person nor one can get issued legally the policy on dead person's name.getting policy on your name instead of your deceased father's name does not mean transfer of ownership of cae and neither it violets bail conditions.
