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INSURANCE OF ESIC IS NOT VALID?

(Querist) 02 February 2011 This query is : Open 
my father was an employe of NTC,GOVT OF INDIA UNDERTAKING, When he was on duty at factory premises he got a accident and getting pension from ESIC,
Latter on he given VRS and came out from factory, as per ESIC law's whom ever is getting PDB, he & his wife can avial medical benefit as long as they live.

In an emergency my father had gone a major operation for cancer in a private hospital, we incured a cost of arund Rs 1 lakh, & my father also expired.

When we submited a application for claiming the 1lakh from ESIC, They are saying they can not able give . since he his not taken the treetment from ESIC & They are not giving treetment to my mother also.

I kindly request any expert can assit us.


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