Legal heir-ship certificate
sajan jose
(Querist) 31 May 2012
This query is : Resolved
Dear Sirs,
My name is sajan jose and i am from kerala,thrissur dist.
My query is about legal heir ship certificate and is that to which all purpose it is issued.whether it can be legally issued by taluk for Bank loan purpose.
my mother is trying to get a loan from SBT Bank securing our 21 cent of land to bank which was inherited from my father as his legal heir when he passed away two years back.
When we approach the bank they needed power of attorney from me & my brother and also legal heirship certificate to prove that we two are only his legal heirs.Gods sake there was no problems for power of attorney.
But When we approach village officer for legal heirship certificate he adviced that we cannot apply for it for bank loan purpose and he is asking me to apply for some other fake purpose.
so could you please advice me whether i can apply it for bank loan purpose and if, can i ask for a statement from bank.
A V Vishal
(Expert) 31 May 2012
Generally Legal Heirs certificate is issued only for the limited purpose of claiming death benefits of a government employee. However, you can apply for a family members certificate from the same office viz. the Tahsildar. Further you have to issue a No Objection Certificate(Not a Power of attorney) to apply for the bank loan in your mother's name. Alternately you can register a partition deed between the family members and the said land may be given to your mother based on which she can get a bank loan.
Shonee Kapoor
(Expert) 01 June 2012
Fully endorse the views of Ld. Vishal.
Regards,
Shonee Kapoor
harassed.by.498a@gmail.com
