Related to bank loan
VIKESH YADAV
(Querist) 05 July 2016
This query is : Resolved
Dear Sir,
mere bhai ne ek auto lene ke liye bank se laon liya tha..kuch din bad bank ka kuch Emi missed ho gya..jisase bank maneger ne auto ko khada karwa liya..
bt..February me hme LOK ADALAT se ek setelment notice mila..to hm lok adalat me setelment krne k liye..sara matter 70.000 Rs setelment hua..maine 50.000 Rs turant doposit kr aur 20.000 RS bank maneger ne kaha dheere-dheere jama kar dena...
fir maine jab kuch dino bad baki ka amount jama krne gya to maneger ne kaha k
tumhara bank agreement cancel ho gya hai..agrement ka date expired ho gya hai..isliye tumhe baki ka ful amount 1.17,000 rs aur jama krna padega..jab ki mujhe n to koi last date btaya gya tha aur nhi kuch written me mila tha....
ek hafte pahle hi 5000 Rs jama krne k liye gya tha..tab v maneger ne kuch nhi bola tha..
sirf 15000 rs aur jama krna tha aur ab maneger 1.17000 rs mang rha hai..
mai is layak nhi hu k full amopunt jama kr sku..so plz help me what can i do...plz..sir..plz..!!
Sudhir Kumar, Advocate
(Expert) 05 July 2016
"kuch din bad bank ka kuch Emi missed ho gya.."
ऐसा १-२ किश्तों पर तो नहीं होता, कितनी किश्तें टूटी थीं ?
जब आपका भाई आटो चलाकर किश्त नहीं निकाल सकता तो यह सफेद हाथी क्यों बाँधा है ?
Sudhir Kumar, Advocate
(Expert) 05 July 2016
mujhe n to koi last date btaya gya tha aur nhi kuch written me mila tha
जो ागीमेंट साइन किया था पढ़ा था की नहीं ?
Sudhir Kumar, Advocate
(Expert) 05 July 2016
mai is layak nhi hu k full amopunt jama kr sku.
आपके भाई को तो आप मिल गए किश्त जमा करवाने को, अब आपको तो कोई मिलेगा नहीं जोकि किश्त जमा करवाएगा
आपके भाई ऑटो के मालिक भी बने रहें और कर्ज ब्याज समेत भी न उतारें ऐसा तो कोई रास्ता अक्सर होता नहीं
फिर भी सारे कागज लिकर किसे नजदीक वकील से मिलो कोई रास्ता शायद निकल आए,
परन्तु याद रहे, जब-जब कैलेंडर पर तारीख बदलेगी ब्याज बढ़ाएगी
Rajendra K Goyal
(Expert) 06 July 2016
Decision / agreement was before Lok Adalat, you have not mentioned how much time was agreed upon to clear the account in Lok Adalat.
If the time is over, Bank may ask full amount.
Kumar Doab
(Expert) 06 July 2016
Better show all docs on record to a very able counsel.
YOU seem to having NO evidence of verbal committeement of manager.
dev kapoor
(Expert) 06 July 2016
As per LSAA decision of Lol Adalat is final and no appeal lies against said decision.You must have abcopy of the final decision...decision is based of agreement signed by both parties/advocates.Find where lies the defect.See terms & conditions reached between you & bank.A good laywer will have control over wring acts of bank.Seek proper advice.Don't bother much.......certail banks have the tendency to adopt unlawful means.
