section 138 case against me

Querist :
Anonymous
(Querist) 07 November 2009
This query is : Resolved
Dear Sir,
I had personel loan with Fultron India from last 2 years. initlailly i had paid ecs at the time. but after start of recession period i had lost my job. due lot of probelms(open surgery of papa, TB treatment of wife etc, unemployment) i could not able to fullfill my families basic need too. still collection agent were harassing me & my family to pay monthly installment. but i could not able to give that to them. so i shifted myself to other palace so that to reduce tension & bothering to my neighbour. at last week(summons by police constalbe at old address) i came to know that they have filled case against me of check bounce & have to stand in court.
now still i donnot have job & money to hire some budy for me.
pl let me have some helpfull info about what should i do?
pl advice.
ramdas kumar