CGTMSE Term Loan NPA consequences and solutions

Respected Sir, I am 28 years old We have term loan of 58L on name of our company under CGTMSE scheme and 10 L CC from bank of india. For 8 years but after death of my father death me and my mother are partners in company. But now after all tries we are unable to oay the bank installments and it may turn NPA in a month. We have Factory land mortgage which is has 20L value. Now bank manager says if i fail to repay the loan he will publish a notice in local news paper and can also file a fir against me. Now i want to kno what action can bank really take against me if i dnt repay the loan which is under cgtmse scheme. And need your further guidance for same. Borrower.