Cheque returning by banks

It is not mandatory  for the bank to mention all the needles and pins in the bank's slip or memo except the reasons for which the cheque was return; say account closed or insufficient fund etc. No need for citation just see Amended Section 146  NIA introduced in 2002.

The Negotiable Instruments Act, 1881

¹[146. Bank's slip prima facie evidence of certain facts. 

The Court shall, in respect of every proceeding under this Chapter, on production of bank's slip or memo having thereon the official mark denoting that the cheque has been dishonoured, presume the fact of dishonour of such cheque, unless and until such fact is disproved........

Dishonour of cheque,reason for returning.

Normally only one and the most appropriate reason is given for return of the cheque.Under special circumstances more than one reason may be given.

Under section 146 of N I Act’, bank’s slip prima facie evidence of certain facts.-The court shall, in respect of every proceedings under this chapter, on production of bank’s slip or memo having thereon the official mark denoting that the cheque has been dishonoured, presume the fact of dishonour of such cheque, unless and until such fact is dis approved