Title Investigation report for Home loan

For search 30 years history of mutation ids required.limitation for any right over immovable  property is 12 years, and any mejor person can sue in court -. as if child born on today can get right today only but he can ask after 18 years +after attening 18 years limitation strarts of 12 yearsthus 12+18=30 years.

you can  rely on the investigation done by the bank because unless the property is cleared and got clear tittle they wont sanction you the loan.

Though opinions of both the learned friends are correct,but for your own satisfaction you may take search and NEC.but the bank will rely on search of his Advocate only.

Dear Experts,

Thanks for your answers, one more thing   

My Question is:

1). Will the title investigation or "Searching" by SBI also include Non-Encumbrance Certificate ? And of how many Years?

2) Will SBI share the title investigation report with me?

3) In case on a future date a dispute or Encumbrance comes forward, will the bank take responsibilty for the same, and provide me the necessary rights?

Thanks and Regards,

DPS pandey

After going all the internal legal process bank will sanction loan to you, they won't share their legal report to you.

If in future any dispute arises between you and seller, only you will be resposible not bank. I am facing this issue, now i can not stop paying EMI and still struggling to get property.