Collecting property documents from bank

you have not mentioned here that property mortaged in bank is in full title of yours only or your wife too,if you are the sole owner of the property that is mortaged in bank then you can take th eproperty papers back alone and yours wife presence is not necessary .

there is no procedure to transfer th ebank loan to another bank and you can not release the property documents mortaged in bank for loan before paying the loan back to the bank.

Thanks Anish for reply; Property solely on my name 100%; Today i went to bank and discussed with Bank manager; He said they is no issue for releasing Original documents once loan get cleared;

So i planned to pay off in one time get my documents without informing my wife and also bank is not concerned anything about coapplicant once loan closed.

Thanks for help

If you are the only mortgagor of the property, you may close the loan a/c and get back the title documents from the bank and also sell the property after closure of the loan, without involving any other.