Dear Sirs/Madam,
I was using Credit Card of a reputed bank. On Aug2006 they have debit some wrong transaction which I objected on billing cycle and later they reversed the same after 2 months. But they charged Late Fees and Interest for short payment. I tried to solve the matter but lastly since Aug 2007 I am not using the card. All genuine purchase payments has been done. There was outstanding of Rs 2000 at that time which was disputed because of Late Fees and Interest which they have to reverse. Bank Is still sending the bills and charging late Fees and interest and currently statement is showing 12000. I have all proofs with me to justify that I am at no fault. What action the Bank can take ?? Or should I file the case against them. If so in which court- Consumer or other. Pl advise
