i had taken an educational loan of 150000. the asked for repayment of 2700 in 60 instalments thinking that i had borrowed 630000. when asked for clarification, they sent another statement asking for repayment of over 240000. my request for a detailed statement of a/c got no response. they did not issue any legal notice and have filed a civil suit.
i am proceeding to defend myself on the ground that the bakers did not issue a statement of a/c bifurcating the principal and interest dues and no legal notice was given before filing the suit which is against the principles of natural justice.
Now i want to approach the consumer court for deficiency of service for the refusal to issue a statement of a/c
and harrasing me for forcing to make payment without details of my liability of principal and interest.
am i entitled to approach the consumer court? should i wait till the civil suit is disposed which may take years?
