I had taken personal loan from the icici bank and after paying for some instalments i lost my job and then i lost some amount in some business so totally i was not able to pay the loan amount and after 4 to 5 years now i am in other place but still with the address i provided at the time of loan verification family friends they traced my adress and have come to me and they are telling huge amount as default and they are telling they will waiver some part of it and they said me to pay 60,0000 as full and final settlement But recently i got a job and i am still struggling financilayy so i said though i am defaulter i am telling i will pay in 3 instalments as 20,000 each for 3 months but the contacting person is telling it will be not possible and if i didnt pay in 3 or 4 days they will going to bring a summon on my name and police will take me to the court so i am very much confused with what to do so please help me with this and let me know what all the actions they can take on me
