Wifes insurance money

In insurance cases "who is the nominee" matters a lot.In absence of the nominee who so ever is the first degree legal hair will get the money.

 Hi,

Yes, there is no nominee.

Have been told that me being the husband, i  will be the legal heir.

But my wifes sisters and brother in laws are trying to prove that my mother in law is the legal heir as she is dependent.

Would like to know if my MIL can be the legal heir and can she put claim to the the money?

Also, please share a format of any legal heir certificate and advise on how do we go about getting one.

Thanks and Regards

As per the recent observations made by the Hon,ble Apex Court,  nominees are authorised only receive the money , the legal heirs are the real persons who are eligible for shares in the such amount. Unless nominee is a legal heir, he is not entitled to any amount.

You falls under the Class-A heirs of the female died intestate ie., your wife and as such you alone are eligible to receive the money.

File an application before a Competent Court for issue of succession certificate in your favour