ADVICE/GUIDANCE TO FILE PUBLIC INTEREST LITIGATION
Anil Kumar kamboj Delhi M-9650
(Querist) 24 July 2008
This query is : Resolved
HI,
I NEED SOME ADVICE/GUIDANCE TO FILE "PUBLIC INTEREST LITIGATION" IN Supreme Court OF INDIA.
I WANT TO FILE A PIL FOR SAVE ALL CREDIT CARD,PERSONAL LOAN HOLDER FROM VARIOUS BANKS.BANKS FILE CRIMINAL CASES ON THEIR SO CALLED DEFAULTER "NOT ABLE TO PAY THEIR DUES ON TIME ANY REASON" AS TOOL OF THREATEN THEM FOR RECOVERY OF MONEY AND USE THEIR MONEY AND POWER TO GET NBW IN FIRST INSTANCE AGAINST THERE DEFAULTER AND THIRTEEN THEM MAKE MONEY PAYMENT OR OTHERWISE GO JAIL.THEY FILES CASE U/S 406,420,407.......IN MANY CASES AND MOST TIME THEY FILE CASES FROM SO FAR FROM PERSON LIVED AND ITS ONLY FOR PERSONAE MAKING DEFAULT TO DEFEND THERE SELF AND MAKE PAYMENT ON BANKS TERM AND CONDITION.SO CAN I FILE "PIL" TO STOP ALL THIS KIND OF CRIMINAL CASES FROM BANKS TO THERE SO CALLED DEFAULTERS.....AS RECOVERY OF MONEY IS A CIVIL MATTER NOT A CRIMINAL ONE.
PLEASE ADVICE ME,HOW CAN I PROSES FOR THIS...ANY CHARGE I NEED TO PAY.
ANAND SUMAN
(Expert) 26 July 2008
Dear Anil,
First of all, one should be very cautious at the time of taking loan etc. from banks. People used to take loan without knowing the terms & conditions of the banks fully.
The second thing is that if any person do not paid the amount taken from the banks on agreed date, the option is available to the banks to recover it. This is legal right available to the banks.
Although if any banks use methods like sending gundas for recovery or threatening the debtor, it is illegal in the eyes of law and the victim may lodge an FIR against the bank.
Should you have any further query, feel free to contact.
Anand Suman
Advocate & Legal Consultant
(Founder Director)
Anand Legal Solution
WZ- 251, 1st Floor
Gali No. 8, Hanuman Market
Uttam Nagar, New Delhi- 110059
Mob. 9958330546
E-mail: anandlegalsolution@gmail.com
advocateanandsuman@hotmail.com
