Banking
Querist :
Anonymous
(Querist) 06 January 2012
This query is : Resolved
Respected sir,
i have an sb account in canara bank, but in my account balance 7000rs is on hold, so i approach the concern bank branch they told that you have withdrawl,on 6/6/10,but i didnt withdrawl that 7000rs,what i have to do sir, whether i want to go for consumer court?
ajay sethi
(Expert) 06 January 2012
for rs 7,000 goint to consumer forum is not worth it . it will take more than2 years foryour case to be decided .
if you have a saving account pass book and you have updated it request bank to clarify on what basis rs 7, 000 has been placed on hold .
request bank to credit your account as you have not withdrawn any money on 6/6/10. if no action taken wre to bank ombudsman
Sankaranarayanan
(Expert) 06 January 2012
Yes volume of money is low and it ur hard earned money too if you approach consummer form then the money hold more days too. So u foloow as suggested by mr sethi
vasant kulkarni
(Expert) 06 January 2012
PL.GO TO BR. AND SEE THE MANAGER WITH A REQUEST TO SHOW YOU THE WITHWRAWAL SLIP BY WHICH THE MONEY IS WITHDRAWN.YOU MUST CONVENIENCE THEM THAT THE WITHDRAWAL IS NOT SIGNED BY YOU.THEN YOU CAN GET THE MONEY BACK.
M/s. Y-not legal services
(Expert) 06 January 2012
am also agree with mr.ajay.,
just get the particular period's statement., if its infavour to you mean just clear through bank ombudsman..
-tom-
Raj Kumar Makkad
(Expert) 06 January 2012
You can demand the copy of the withdrawal slip allegedly moved by you for the purpose of withdrawal of amount and tally your signature with specimen signature lying with bank and then make a proper ground of contest.
Matter is not the volume of amount but an injustice done with you. It can happen with any person. today this amount if rs. 7,000/- which tomorrow may be Rs. 7 crore. Bank should be vigilant in its working and evey customer for it is valuable.
prabhakar singh
(Expert) 06 January 2012
First get ascertained how the withdrawal has taken place and there after take action.The main draw back is that Bank ombudsman are teeth tigers who sit idle and seldom take stringent actions,hence damages ,if any ,would be possible only via Forum.
Shonee Kapoor
(Expert) 06 January 2012
Rightly suggested by experts.
Regards,
Shonee Kapoor
harassed.by.498a@gmail.com
Raj Kumar Makkad
(Expert) 07 January 2012
Banking ombudsman has got various powers to go through the record of the bank and to settle the matter amicably.
mahendrakumar
(Expert) 07 January 2012
if a visit to the bank has not given any positive yield so far,try Banking Ombudsman.
you may write to the grievance redressal cell of the bank initially,before approaching the ombudsman.
it is also possible the amount might have been genuinely/fraudulently withdrawn by any of your family members/friends.
Deepak Nair
(Expert) 07 January 2012
Rightly and sufficiently advised by the experts.
Devajyoti Barman
(Expert) 08 January 2012
Ombudsman would not help in this type of dispute.
You better file case under Consumer Protection Act.
V R SHROFF
(Expert) 09 January 2012
PL.GO TO BR. AND SEE THE MANAGER WITH A REQUEST TO SHOW YOU THE WITHWRAWAL SLIP BY WHICH THE MONEY IS WITHDRAWN.YOU MUST CONVENIENCE THEM THAT THE WITHDRAWAL IS NOT SIGNED BY YOU.THEN YOU CAN GET THE MONEY BACK
I AGREE WITH VASANT VIEW.
ASK DOCUMENTS FROM BANK, THAT SHOWS YOUR WITHDRAWAL.
COMPLAINT FORGERY IN P.S. IF FORGED SIGN ON ANY SUCH DO, AND THEY WILL INVESTIGATE.
Banking Ombudsman ., i DID NOT HEAR SUCCESS STORY, ONLY FOR NAMESAKE, HELPING BANK MGM ONLY.
sIMILAR SIGNATURE IS NOT NEGLIGENCE OF bANKS, BANKS NOT LIABLE is shoching Apex court Judgement
