Bike insurance claim issue
Rahul
(Querist) 11 September 2018
This query is : Resolved
I want your advise regarding my bike insurance claim, what happen is on 3rd of August some unknown person stolen front parts of my bike ( cost about 27k ). That time police officer refuse to file an fir for that ,after a long discussion with police office they write a GD report and gave me a copy of that report and told me that with this you will get your insurance claim.
Now what happen is insurance company aksing for fir report but i have only general dairy report.
Can you please let me know is GD report is sufficient for my claim to got pass or not , what i have to do if insurance company reject my claim because i don't have fir reprt
Is it possible to log an fir now?
Rahul
(Querist) 12 September 2018
Please someone advise me what to do
Dr J C Vashista
(Expert) 12 September 2018
Consult and engage a local prudent lawyer for filing complaint u/s 200 r/w 156(3) CrPC directing the SHO to lodge FIR and investigate.
However, your budget shall be imbalanced as your claim/benefit shall be overpowered by litigation expenses, just consider before taking a decision to proceed or dump.
krishna mohan
(Expert) 22 October 2018
You can consider approaching the Ombudsman for Insurance of your region if FIR unable to be done through a lawyer economically.