Bill for purchase of gold ring
SUSANTA KR MUKHOPADHYAY
(Querist) 04 November 2020
This query is : Resolved
Dear Sir,
I served as Branch Head of a nationalised bank in Bihar during 2015 July to July 2017.During that period I sanctioned loan to Person under PMEGP for Jewellery Shop. Again I purchased a gold ring from the borrower and paid the price in 4 instalments @Rs3000 . I forgot to take bills. My office after lapse of nearly 3 years questioned the payment and shows justifactoon. How to safeguard my intest. Inspite of my repeated request the party not giving the bill? Payment made from my account. How to give a satisfactory reply? Now I am in Kolkata
Isaac Gabriel
(Expert) 05 November 2020
Loan sanctioned by bank.How did you pay from your pocket? Did the party accepted and received the jewels? State clear facts.
Sudhir Kumar, Advocate
(Expert) 05 November 2020
Repeated reading doe s not who clear picture. please come with relevant facts.
P. Venu
(Expert) 05 November 2020
You have not posted the real facts and critical issue. It appears that you had, allegedly, accepted the ring on lieu of the loan sanctioned.
Guest
(Expert) 05 November 2020
Mr.Sudhir Kumar Ji what clear picture is required by your self. Please explain so that the Querist would arrange for it.
Advocate Bhartesh goyal
(Expert) 05 November 2020
What proof you have regarding purchase of gold ring and why did you not ask him to issue bill at the time of purchasing ring ? Now you can't legally demand bill from him it was your fault and for that you can not take advantages of your own wrongs.
krishna mohan
(Expert) 05 November 2020
Since you claim payment made from your account show that proof as a genuine purchase.
Rajendra K Goyal
(Expert) 05 November 2020
How the officer came to know about the ring, whether it was result of some complaint?
Have you been served any explanation letter / charge sheet, if so, what reply you submitted?
What is the material on which Management is depending?
If proved that you have taken any ring from the borrower, no matter you have paid for it, in absence of proper record, you can be booked under major penalty proceedings resulting dismissal from service.
Discuss with some experienced Association representative regarding how to proceed and defend in the departmental inquiry.
kavksatyanarayana
(Expert) 05 November 2020
Why did your authorities ask you regarding the purchase of Gold Ring in instalments? If any complaint lodged against you? Any charge sheet/memo issued to you?
Dr J C Vashista
(Expert) 06 November 2020
Submit your response to relevant questions raised by experts for consideration and obligation.
Rajendra K Goyal
(Expert) 07 November 2020
While waiting for the sought information, please advise whether the payment made by you was through cheque / banking channel or otherwise. Whether any receipt of the same was received?
