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Ranbir Khaitan   08 September 2023 at 18:37

Arbitration matter

Dear sir ,
I had purchased one vehicle on loan from bank and three months after purchase the vehicle faced an accident following which i could not pay my emi to thebank the insurance company denied the claim than i filed one case against the insurance company making bank also the party in the said matter the bank and the insurance company both contested the case in the mean while the bank initiated the arbitration proceeding while the matter was pending in consumer forum the consumer
forum ordered for physical verification of the vehicle to order insurance company to repair the vehicle but the bank repossess the vehicle and sold it at a meagre price
After selling the vehicle the bank has further given me a notice to pay remaining amount of 5 lakh to the bank when the value of the vehicle was 7 lakh now what should i do please help

Anonymous   11 August 2023 at 10:50

Sarfaesi act

Whether SARFAESI will be applicable in case of property categorised as POND?

Anonymous   25 July 2023 at 01:57

Regarding relocation allowance recovery

As mentioned in my offer letter, relocation assistance can only be recovered in case of termination/resignation within one year from the date of joining. I have already completed around 20 months(6th Dec 2021 - 10th July 2023) and hence this deduction is not applicable to me.
But company is asking to return the same stating the reason given below.

"""Please note that all employees are required to relocate to the city of the office they are tagged to on or before their date of joining. Considering the multiple effects of the pandemic and many challenges that employees would have faced to complete this relocation, company had accommodated delayed relocation and provided employees as much as possible time to take care of their personal needs before taking any action/decision regarding relocation. Considering this, had to make necessary adjustments to the policies in terms of reimbursements and corresponding recovery. You would appreciate that in an ideal scenario, the Company would have required employees to relocate on or before their joining date (instead of a delayed relocation) and hence the recovery would reflect the date from which the assistance would be received by the employee.

Please note that we must adjust policies to align our practices with evolving market trends and business requirements. The policy on Relocation Assistance clearly states that ‘the relocation expenses that are reimbursed and the amount spent on accommodation is recovered in full along with applicable taxes, if the employee decides to leave the Company before one year from the date of payment’. (not stated before joining or during joining, changed in between)

Additionally, the Employment Agreement that governed your employment with Arcesium also provides and states that ‘The Employee agrees to abide by all policies, rules, and guidelines generally applicable to other employees of the Company. The Company’s policies, rules, and guidelines may be amended from time to time and shall be treated as incorporated in this Agreement’. Accordingly, note that the then current policy of the company will supersede the provisions of the Offer Letter.

For your question Also, was this policy shared with me before the joining date?(I asked this in mail chain) – We don’t share policies with employees before their date of joining owing to confidentiality.

Please be assured that this decision was not taken lightly and was made in accordance with our policy, which we truly believe continues to uphold the spirit of providing relocation assistance and imposing recovery in case of separation within one year from when the benefit was received. It is important to note that this recovery applies uniformly to all employees in similar situations. The rationale behind such a recovery is to ensure consistency and fairness in the application of our policies across the organization.

We understand that this recovery may cause some financial inconvenience, and we genuinely regret any negative impact this may have on you. However, we believe it is essential to maintain fairness and uphold the integrity of our policies for all employees.

Thank you for your understanding and cooperation in this matter. We appreciate your contributions during your tenure with us and wish you the very best in your future endeavors. """

What would you advise in this case?

Anonymous   03 July 2023 at 19:04

How i recovered my funds from the online scammers

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Anonymous   27 June 2023 at 21:30

Dual employment

I have left company A on 14th April by keeping all my assents in Office and my trainer mailed me about leaving all the assets, I replied her saying quitting the company due to health issues, but she constantly insisted me to mark exit in the portal and I need. And joined company B and left it in 10days, now I’m working in company C (joined on 16th may)but I noticed that my employment was active in company A due to mark exit in portal my relieving date took as 27th July, so I mailed them to close as I left the company on 14th April, but in my company A pf exit date is marked as 12th may and there is dual employment btw company A and B for 25days. How should I resolve this? please suggest?

Richard Wahl   21 June 2023 at 21:48

How i won the lottery

I was the production manager at AAK Foodservice from Vernon, I'm the winner of the $533 million Mega Millions jackpot. The prize was the largest lottery win in New Jersey history and the fourth-highest Mega Millions jackpot ever in 2018. My name is Richard Wahl. At first, i looked at the ticket and thought i won $1 million until I realised that I had won the jackpot. So many people still do not believe in spells, but I want to tell everyone today that spell still works, and I was able to win the lottery jackpot with the spell of Dr Lucas. I kept it to myself since I won the lottery with the numbers Dr Lucas gave me, but I later decided to tell the world so that people can be helped just like the way I was helped too by the people Dr Lucas helped before me. Dr Lucas didn't only change my life. The lottery I won is also a life-changing money for others, family, friends, and people in need, I thank God I followed the instructions of Dr Lucas. If there is anyone who really wants to win the lottery, kindly contact Dr Lucas on Email drlucasspelltemple@gmail.com o

Phibbs John   13 June 2023 at 03:57

How i recovered my funds from the online scammers


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Joan Ginther   10 June 2023 at 22:48

How i won the lottery

Secrets of winning the lottery with spell.My name is Joan Ginther a four-time lottery winner in Texas. I never knew spell was very powerful until I won my first $5.4million in the lotto Texas in 1993 with the help of Dr Lucas, not just that, I can still remember when I contacted him in 1993 he told me he will help me win the lottery, not just once but anytime I play I thought it was all joke until he gave me another numbers in 2006 then I won $2 million in the Holiday Millionaire Scratch-off. My third win was in 2008 when I won $3 million from a Millions and Millions ticket, as if that was not enough, he personally accepted to give me free numbers to play in 2010 that gave me my highest price on the lottery $10 million. Dr lucas has been so good to me and telling you all about his good work was part of my promise to Dr Lucas, so I urge everyone trying so hard to win the lottery to visit Dr Lucas, he is the best when it comes to winning the lottery  Email:: drlucasspelltemple@gmail.com .

Anonymous   31 May 2023 at 21:33

I was able to recovery my money.

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A. Shajrin Nisha   28 May 2023 at 13:16

Online training instituion by a pvt company

Hi, We are software development company situated in Technopark Kerela, we wish to start a proper training certification course without job assurances. What are the legal procedures (if any) we have maintain for running such courses. Plz help