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Anonymous   25 May 2021 at 22:29

Legality of providing a cheque along with a promissory note

Kindly advice me, whether there is any legal complication in providing a promissory note along with a signed blank cheque (as an additional security) for taking a loan of 25 lakh from a friend urgently.

The proposed draft is, as follows:

On demand, I promise to pay to Mr X, address or order the sum of Rs 25 lakh (Rupees --- only) with 9 per cent interest, from the date hereof until payment, for value received.

To facilitate the repayment of my debt on account of this instrument I am enclosing an undated but signed cheque no ----- of SBI, at ----, as well which would serve as an alternate security as well.

Dated this the day 21st day of May 2021

Sd/
Mathew Varghese
Address

Kindly advice me whether I need to make any change in the draft..

VINIT SUVANIA   25 May 2021 at 17:38

Applicability of cooling off period -reg.

Sir,
I proceeded for deputation (ISTC) from my parent Department (one of the Major port of India) for 3 years. While my deputation period was about to end, one post (Executive Engineer) was advertised by one of the Major Port of India on Composite Method i.e. Promotion/Deputation/Absorption basis. In the application form they asked to tick the option that on what basis the applicant want to apply i.e. Deputation or Absorption. I filled the application by opting Absorption Basis and submitted the same to the Competent Authority for onward forwarding to the department who advertised the post. Subsequently, i have joined duty to my parent department after completion of my deputation tenure of 3 years. Same time my application was also forwarded to the other Major port including all the clearances i.e. Vigilance, Administration etc. Now after completion of everything, my department is telling that your application needs to be withdrawn as i am under cooling off period and i have to wait for 3 years for completion of cooling off period. My understanding is that the cooling off period is applicable for between 2 deputation not for direct recruitment or absorption basis recruitment. I need immediate help in this matter with some documentary evidences please. Also Please put some light on the above matter. I will be thankful to you.

Anonymous   25 May 2021 at 17:18

Who is the oath commissioner & which statute defines it?

It has come to my notice that there is a reference to an authority called “Oath Commissioner” in many statutes.

The experts may kindly tell me who the oath commissioner is.

And if possible, which is the law that defines the authority “Oath Commissioner”?

Thank you all in advance.

KINGSHUK GHOSH   25 May 2021 at 16:44

Demand letter from bank

Could not pay my dues from last 3 months and got a demand letter from bank. I had taken a CC loan from uco bank under MUDRA scheme 1 and half years back.. I really want to repay it, just due Covid I could not do it in time.. Just want some time to have some business.. What should I do now..

shyam lal   25 May 2021 at 16:31

Acquisition of property

Till date after the lapse of 16 years the legal heirs have not got their shares muted in the concerned revenue records of the Nagar Nigam.
As per the registered WILL(self acquired)
Query ,can government aquire the property ,second can a third party apply for title transfer and legal possession after full filling conditions /prerequisites

Anonymous   25 May 2021 at 16:28

Account lien

Hi, My bankers has been lien my saving account, do to non payment of my loan, my question is, after my saving. / current account lien... will my Demat account can also lien by bank... as my Demat account is with local brokers like motilal Oswal

Anonymous   25 May 2021 at 14:21

Water charges and consumable charges for unoccupied flats

One year back I have purchased a 3 BHK flat at Bangalore, I have not moved in to my new flat as still my interiors, painting are not done yet. 3 months back our residents welfare association was formed and they started monthly maintenance charges with fixed and variable charges, while fixed charges are for security house keeping, gardening AMC for lifts etc. divided on no of Flats.in the apartment & variable are for water ,genset diesel, STP Charged on Sft. basis of each flats

Our flats have no water meters as it was not provided by builder,

since march-2021 we started paying maintenance charges to the association, as I have not occupied my flat, and have requested the association not to include the water charges for my flat maintenance charges. but the association is insisting that the water charges cannot be waived off, as there is no water meter installed. so I need to pay the water charges,

Since the water charges are for the occupied flats who are using the water. They should share the water charges among themselves. how can I be charged the water charges which I have not consumed?

please advise is water charges are applicable on unoccupied flats since i am paying all other charges in the maintenance bill can water charges be excluded for my case.

Anonymous   25 May 2021 at 12:08

Bank job with pending 498 a case

SIR, I HAVE BEEN SELECTED AS A CLERK IN PUNJAB NATONAL BANK. HOWEVER A CASE OF FALSE 498 A IS PENDING AGAINST ME FILED BY WIFE AND FIR WAS ALSO FILED FOR THE SAME. I HAVE NOT BEEN ARRESTED/ DETAINED FOR THE SAME. BUT TOOK ANTICIPATORY BAIL. PRESENTLY CHARGE SHEET IS FILED IN COURT BUT NO HEARING HAS BEEN HELD TILL NOW. IN APPLICATION THERE WAS A QUERY " WHETHER ANY PROSECUTION/ DETENTION/FINE/ CONVICTION/SENTENCE AGAINST YOU HAS BEEN AWARDED BY ANY COURT OF LAW FOR ANY OFFENCE". MY REPLY TO THE SAME WAS " NO" . . HOWEVER DOCUMENT VERIFICATION IS PENDING AND I WILL MENTION THE PENDING CASE STATUS DURING THE DOCUMENT VERIFICATION. MY QUERY IS ,DOES A CASE OF PENDING 498 A IS CAUSE FOR REJECTION OF JOB IN PUBLIC SECTOR BANKS ?
2. IF I AM SELECTED I WILL BE ON PROBATION FOR 06 MONTHS WHICH IS SUBJECT TO SATISFACTORY POLICE VERIFICATION REPORT. SO WHAT ARE MY CHANCES FOR GETTING A SATISFACTORY REPORT FROM POLICE AND FURTHER CONFIRMATION OF BANK SERVICE ? .

H S Acharya   25 May 2021 at 11:46

Blackmailing

Dear Legal Experts,

We are involved in road Transportation services and our sub contractor is holding one no empty 40 ft containers insisting us to pay all his balance 20 percent payments of approx 12 lakhs in advance wirhout submission of final bills and original LRs saying we may not pay bal on time . We have sent notice for both criminal and civil action but even after one month he is not responding and still say we should clear all payments. Meanwhile cont detention liability has touched 7 lakhs. Under such circumstance Can we file FIR to take delivery of empty container . Frt bal against that particular cont tptn is only 30000 but he wants us to clear all other bills which were not due when he stopped delivery of empty cont ..He does not respond to ph calls ..can anybody advise on the matter ?

Mahesh Jad   25 May 2021 at 09:13

Police verification

My friend was riding without wearing helmet . He got spot fined rs.500 and police let him go. Will that fine affect him for joining government job and police verification?