Anonymous
25 October 2020 at 10:38
Respected Learned Lawyers,
I most humbly seek your advice in the following matter.
While contacting the customer care of a private bank for the forgotten PIN number, the lady staff after helping me, suggested for taking an insurance policy. As I am already 60+ years old, I was not interested, however, considering my children, with the intention of taking policy I their name, I asked her to throw more details about it to which she replied that a person from the insurance department will call me with further details. As told by her, a person called me over phone and asked for details such as name, age, address and other details etc. I promptly provided the details. Then one fine morning an insurance policy in my name was despactched to my address and I was shocked to note that the insurance premium was deducted from my credit card details without my consent, simply because I have answered their queries and fulfilled the conditions for issuance of policy. In my point of view, it is totally unfair trade practice to debit the amount without swiping the card simply by using the credit card details available with them. For the past two years, the dispute is going on and I raised the following questions to the concerned bank authorities as under :
1) The duty of the customer care person ends after providing the necessary information asked for and how can she go beyond her assigned role insisting / brainwashing the customer yo go for insurance policy ?
2) How can the bank issue the policy without the written consent of the person, or ascertaining the health status, his photo id or address proof or even the signature of the person ?
3) Who gave the authority to use my credit card details to debit the amount ?
The bank authorities did not listen to me and insisting upon payment which I am refusing to pay till date. For an amount of Rs. 30,000/, every month they simply add on penalty, late fee charges, GST, interest etc. and demanding around Rs. 75,000/. Since I am refusing to pay the amount, now the bank authorities have come down for a compromise to pay just Rs. 30,000/
I very strongly feel that the issuance of policy without full consent or the formalities is totally unjustified and that too using the credit card details on their own to debit the amount is unwarranted and it is an unfair trade practice.
Request the learned lawyers to give their views.
Thanks & Regards
Vivek Kumar
25 October 2020 at 10:30
A agriculture land is registered on my father name in 1965 when he was minor (1 years) by my grandfather. According to sale deed my father is fully and independent owner of land. Mutation is my father name since 1965 to till now. Property tax paid by my father continuously since his major age 1985 to till now. Possession of land an all relevant document on my father name. My grandfather died in1999. Previous year 2019 my two younger uncle file a case in SDM court to cancel of mutation (jamabandi) . Can they take shared in my father land... My father take a bank loan on this land. We have all paper of this land
Amulya Anand
25 October 2020 at 03:14
What will be fate of land if A person with two sons purchased equal area of adjoining land on same date by sale deed to his both son A and B in 1980.Later after death of A and B, widow of B sold that portion of land purchased in name of B witnessed by major son of B. Family of A is in peaceful possesion of their portion of land in 2014.
Can family of A can later claim over piece of land registered in name of B which was already sold in 2014 citing that B was minor on date of sale deed and it's mentioned in sale deed of 1980 that B was not minor and his profession as agriculture/buisness .
Does this case will stand?
Anonymous
25 October 2020 at 02:41
hi i am working as central govt employee..i have my upsc mains exam in january..i want 2.5 months leave..i have tried to get leaves but leaves have been rejected. now plz let me know my options
Anonymous
25 October 2020 at 00:00
Who can give permission to perform hunger strike....district SP police or Collector
Praveen Banakar
24 October 2020 at 12:17
In 1978 according to a registered Land partition deed 5 brothers shared their land ,but one particular land sery No 123 had not shared among them.
There was written in partition deed that " The land sery No 123 to execute sale deed collectively( All parties of 1978 partition deed ) to One called Gouramma ", she is not Blood related to parties of 1978 partition deed . There was nothing mentioned about how much money and etc given or taken. Now all 5 brothers and Gouramma has died .
Now the son of Gouramma filed a case to execute the sale deed in the name Gouramma
Do they have right to ask this land?
Does it apply time limitations to execute sale deed?
Anonymous
24 October 2020 at 12:02
My dad has received a letter from tehsildar to submit a blasting licence within 7 days. He received the letter from the peon which means it was not sent by post nor the official letter carries any seal. It just has the sign of the tehsildar. He was not informed about this licence earlier when he was given the lease. And now suddenly they are asking for licence.
Suraj Satish
23 October 2020 at 19:39
I am a NRI living in the Philippines currently, and will be shifting to the Netherlands for higher education but my passport needs to be renewed soon. I have recently turned 18 and the signature on my passport is very old and outdated because I signed it when I was a child. I have seen multiple sites recommend I use an Affidavit for signature change, but those also included informing my bank, etc. I don't have any bank or license or other legal documents from India, just my passport do I still need the Affidavit for just the passport? And if so how could I apply for it from the Philippines because I can't travel to India.
Thanks in advance.
umesh HALKAR
23 October 2020 at 14:10
Sir
One party wants to sell the plot including house at rehabilitation area. That plot was allotted by Sea bird naval govt.. They have only allotted letter. And they said they are land looser and it was mentioned in letter and no other conditions.
Whether DC permission is needed to sell.
Same property dimension is not entered in e swattu means ns and ew and check bandi site nos by panchayat. Raj. Or they don't have any other survey doc.
Advice to purchase it or not.
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Combined case in ncdrc
We 50 buyers had invested in under construction flats. However, for past 3 years, the construction has stopped and there is no progress. The builder is not providing us any information about progress . We want to file a combined case, for recovery of amount paid till date, in NCDRC as total paid amount of us buyers exceeds Rs. 10 crore i.e. the NCDRC limit.
There are around 600 flats in the project and we 50 buyers want to file a combined case in NCDRC for recovery of amount. Of these 50 buyers, some had invested in 2 bhk, some in 3BHK.
Some buyers had taken loan under Buy today pay tomorrow (BTPT) scheme under which interest portion is reimnbursed by builder, some had taken normal loan from SBI, etc.
My query is as follows :-
a) can we file a combined case as the total amount by us exceeds the NCDRC limit of Rs. 10 crore. Does it matter that some of us have 2 BHK and some have 3BHK and with separate built up area and we have different loan schemes. Most of us have paid over 80 pecent amount , however the amount paid is different as the rate per square feet was different for buyers.
Isn't the total paid amount considered for filing a NCDRC case. Because some lawyers I have met are saying that since buyers have different loan schemes, different amount paid etc. . a combined case cannot be filed.
Kindly guide.