Building permission for a plot sold in 2 parts after construction

Querist : Anonymous (Querist) 26 January 2012 This query is : Resolved
Hi,

I am buying a property in Bhopal (MP) which was a part of 2400sq ft plot which the earlier owner has sold to a builder. The builder constructed 2 portion of 1300st ft and 1100sq ft and sold to 2 parties. He got only one building permission for the complete 2400st ft plot.

Now I am buying the property from one of the party the builder sold the 1300sq st constructed part.

I applied in SBI for home loan and they rejected the application stating that there should be a separate building permission for 1300sq ft area.

When I checked with a local lawyer he said that it's not possible to get a separate building permission for 1300sq ft now.

What is the possible solution to this. Is the building a illegal construction now in eyes of Municipal Corporation. What other problem I can have if I get loan from any other bank overlooking this issue. Please suggest.

Regards
Sunny

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Raj Kumar Makkad (Expert) 26 January 2012
Every building should be constructed as per sanctioned plan otherwise its construction is illegal as per norms and laws of Municipality. You skould apply to the municipality and should get the illegal construction as legalized by paying their penalty etc and only then you should move ahead because municipality is legally empowered to demolish the construction if the same is not legal.

ajay sethi (Expert) 26 January 2012
does the constructed portion have occupation certifcate or building completion certificate . ?

since you are buying the 1300 suqre feet from seller ask him to obatin clear title of the property .contact a local lawyer . do not purchase the prpoerty other wise

Nadeem Qureshi (Expert) 26 January 2012
Dear Querist
you should contact a lawyer in your area in this regard.

prabhakar singh (Expert) 26 January 2012
Engage a local lawyer.

Devajyoti Barman (Expert) 26 January 2012
only a local advocate would help you properly.

Sailesh Kumar Shah (Expert) 27 January 2012
For unauthorized construction, no bank would finance you. Visit Municipal corporation or engage lawyer and enquire about how to legalise such construction.

H.M.Patnaik (Expert) 27 July 2016
Nothing more to add.

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