cheque presented after six month

vinod bansal (Querist) 20 July 2009 This query is : Resolved
R/Members
I presented a accout payee cheque for payment in my bank account within six month of date mentioned on the cheque but negligently my bank present the same for clearance in the bank of accused after passing six month period & bank of accused dishonour the cheque by mentioning two reasons, 1. Time barred 2. funds insufficient.now what remedy is available to me as i am not in fault,its fault of my bank.plz help..Thanx in advance

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Swami Sadashiva Brahmendra Sar (Expert) 21 July 2009
you can claim damages from you bank.

Kiran Kumar (Expert) 21 July 2009
roceed against the bank, rightly advised by Dr. Tripathi.

go for consumer litigation.

Sarvesh Kumar Sharma Advocate (Expert) 21 July 2009
sand a legal notice to both.
for bank due to the negligency,
and against the party u/s-138 n.i.act.
(when you file the cheque in to the bank it was within time.)
wait the answer of the notice.
and then file coplaint case against party u/s-138.for funds insufficient.
and file a consumeer case against bank.for negligecy.

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Jayashree Hariharan (Expert) 23 July 2009
File a consumer case against the bank for negligency, deficiency of service.

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