Credit card payment
Pooja Porwal
(Querist) 18 December 2017
This query is : Resolved
hello im using axis bank credit card from last 8 years (limit is only 30,000Rs.), but as my busines id down from last 1 year and i cannt make payment from last 4month, even minimum payment too. now i got call from some numbers and they saying they from SP office, police office, advocate office and make payment of credit card, else they can catch me do many things with me and talk badly. whe i got calls from bank i inform them i can make payment and penalty and late fees too but i need time. now what i do. will credit card company do such worst things for 35000 payment. what i do please suggest me. because they tell me they from police office and i have to go jail if i not pay. this makes me mentally torture, and in pressure.
Dr J C Vashista
(Expert) 19 December 2017
Move to local police for threatening calls after ascertaining their truth.
P. Venu
(Expert) 19 December 2017
The bank/company can adopt legal measures to recover the outstanding amount. But they cannot take law into their hands. As already suggested, you may lodge complaint with the police/SP of the district.
It is impossible that the calls are from police station/ SP
Kumar Doab
(Expert) 19 December 2017
Record all such calls.
The Bank/CC company has to maintain list of collection/recovery agency-agents on IT’s website.
Sudhir Kumar, Advocate
(Expert) 19 December 2017
