Ddo has not granted permission for bank loan from bank
sunny kumar
(Querist) 09 April 2018
This query is : Resolved
r/sir,
I have punjab subordinate court employee. The DDO has not given permission for my gift deed plot. This gift deep my mother in-law has gifted to my house wife and her daughter and i was given intimation within one month to my ddo. I want to rebate on house loan. So I had transferred the ownership of plot from my wife to my name. After one year has been passed, my ddo has not given intimation to me for approval or rejected my permission for home loan.
kindly tell to me that is any time process for sanction or reject loan permission.
i shall be very thankful to you if you send me your help on my email id
sunny2510kumar@gmail.com
Sudhir Kumar, Advocate
(Expert) 10 April 2018
You have not been able to present the problem in understandable manner.
DDO is nobody to approve your bank loan.
DDO is nobody to permit transfer of your property.
You are required to give intimation of transaction to HOD (not DDO) within stipulated time of transaction. If such transaction is with the person with whom you have official dealings in the past 2 years then it is obligatory for you to seek prior permission which is deemed granted within stipulated time.
Most likely you are seeking consent of DDO for salary deduction of EMI which you cannot compel.
please come with clear facts if inferences above are not correct.
Kumar Doab
(Expert) 10 April 2018
Your MIL has gifted to her daughter and granddaughter…
They have in turn gifted to you..
Upto this as per query the intimation was submitted …
GO thru your applicable service rules and inform the authority as per rules…………
The copy/acknowledgment of intimation to the said ddo must be with you.
Kumar Doab
(Expert) 10 April 2018
So far there might be no involvement of loan……..until or unless the FIL signed gift deed despite loan the property…
You have not posted if you have submitted intimation to the authority when ownership was transferred on your name…
Thereafter when ,to whom ,for which purpose you have applied for home loan…is not made clear!
The seasoned employees, association leaders, admin staff could have duly guided you.
Kumar Doab
(Expert) 10 April 2018
@ Sudhirji
There was NO need for you to write terms like 'Let'
The querist has already been sufficiently prompted to write the problem...
Kumar Doab
(Expert) 10 April 2018
You may post the link to service rules or attach the copy in Forum section...
Guest
(Expert) 10 April 2018
@ Mr. Sudhir Kumar,
You very well know that Mr. Kumar Doab, instead of giving any valid advice can make only multiple meaningless posts just to add scores to his credit. When he does not know the rules and regulations of service what advice can be expected from him?
I am of firm opinion that he has not even understood the meaning of the query, when the query in itself is vague. Question arises, when already got a house in gift, what for home loan is required by him? He has not made clear. But Mr. Kumar Doab, a fake expert has got the opportunity to add scores to his credit. Not even that, he has availed the opportunity to make two more posts to add more scores even questioning your valid question.
Guest
(Expert) 19 June 2018
When quacks don't have any knowledge of departmental ruling, they can't do anything except to make vague presumptions or reply or to agree with each other as of support to themselves. Had the querist been able to get hold of and go through applicable service rules, he would not have been posted his query.
Guest
(Expert) 19 June 2018
When quacks don't have any knowledge of departmental ruling, they can't do anything except to make vague presumptions or reply or to agree with each other as of support to themselves. Had the querist been able to get hold of and go through applicable service rules, he would not have been posted his query.
Guest
(Expert) 19 June 2018
When quacks don't have any knowledge of departmental ruling, they can't do anything except to make vague presumptions or reply or to agree with each other as of support to themselves. Had the querist been able to get hold of and go through applicable service rules, he would not have been posted his query.
Guest
(Expert) 19 June 2018
When quacks don't have any knowledge of departmental ruling, they can't do anything except to make vague presumptions or reply or to agree with each other as of support to themselves. Had the querist been able to get hold of and go through applicable service rules, he would not have been posted his query.
Guest
(Expert) 23 June 2018
A quack agrees again and again with another quack even without relevance of his advice to the query.
