Definition - term loan

Munish Kumar Garg (Querist) 13 April 2018 This query is : Resolved
Dear Sir,
I could not able to find the definition of Term Loan, so can anyone help me in this regard. As where I can find its inception and other related information as it is found in Union List, as per Constitution of India, 1950, as per Item No.38. But i failed to obtain its official Definition, so please help me in this regard.

Regards
Munish Kumar Garg

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Guest (Expert) 13 April 2018
Both the words are common words with meaning contained in every dictionary. If you understand the meaning of loan, you simply need to check the meaning of the word, "TERM" even in an ordinary dictionary.

Munish Kumar Garg (Querist) 13 April 2018
Thanks of alot sir but is there any Definition or meaning as per RBI, as this is a specific query raised by the Hon'ble Judge.

Guest (Expert) 13 April 2018
No specific definition for simple words, like loan for specific period. (term loan)

Munish Kumar Garg (Querist) 13 April 2018
Thanks alot sir for replies.

Guest (Expert) 13 April 2018
You are welcome.
...

Ms.Usha Kapoor (Expert) 14 April 2018
Loan for a particular term or specific period is called term loan.

Guest (Expert) 14 April 2018
Ms. Usha Kapoor copied the advice of Mr. Dhingra and posted twice just to unduly earn points to her credit.

Ms.Usha Kapoor (Expert) 14 April 2018
I don't copy fem any one/. That advice came from me so I putforth. If you want if y0u are a believer in GOD I swear in the name of God or Bhagwat Geeta.

Ms.Usha Kapoor (Expert) 14 April 2018
Unlike you I don't tell lies unless it is extremely necessary..My conscience pricks me. I didn't even see Dhingras reply.I'm interested in myself. Not anybody else.

Ms.Usha Kapoor (Expert) 14 April 2018
It was typed twice because to stop experts flooding so they give 30 seconds gap and it gets typed twice.

Ms.Usha Kapoor (Expert) 14 April 2018
The quality of your legal advice is not good. Master particular law in which you want to specialize and then proceed. That is the difference between a well qualified and experienced good lawyer and a quack like y0u.Without knowing the basics how long you want to depend on your common sense?

Guest (Expert) 14 April 2018
@ Ms. Usha Kapoor,
Now what for four posts in continuation? If not greedy about earning points through irrelevant posts, you could have conveyed your message even through a single post. You have admitted that you typed twice earlier also.

Also, I very well knew that you would pretend not to have seen others advice.

Ms.Usha Kapoor (Expert) 14 April 2018
Did you ever 4ex-perience experts flood8ng. No of times I experienced As a result of which it got typed twiice.
query reply man doesn't give [points if i unintentionally or intentionally i post multiple posts.

Ms.Usha Kapoor (Expert) 14 April 2018
For reply queries for each query how many points you are awarded? Plea let me know.

Guest (Expert) 14 April 2018
@ Ms. Usha Kapoor,

Three more vague and irrelevant posts by you clearly depicts your greed for points. Do you think for each query I am awarded 100000 points, while you are getting only 1 point? You should have known that not for each query but for each answer equal points are given to one and all. But, you get points for your irrelevant posts, even not being your answer to the query.

Ms.Usha Kapoor (Expert) 14 April 2018
that means you also would get 1 point only for 1 answer.?

Guest (Expert) 14 April 2018
Check the control centre, you will get the answer.

Kumar Doab (Expert) 14 April 2018
IT=@PSD

the postor in 2nd ,4th post
in this thread also

is =NIL,ZERO..........

Kumar Doab (Expert) 14 April 2018
The entity

IT=@PSD

under all of IT's=@PSD's multiple fake ID's

fixes the match from beginning
and

in this thread also will not stop and now run to litter IT's=@PSD's trademark Tamsahaa and be Tamshbeen ( IT's=@PSD's own favorite words)

on profiles of querist, members, experts, LCI admin as usual

Kumar Doab (Expert) 14 April 2018
3. Definitions; (ix) Term loan means a loan which is repayable after a specified term period.
(b) All other expressions unless defined herein shall have the same meaning as have been assigned to them under the Banking Regulation Act or the Reserve Bank of India Act, or any statutory modification or re-enactment thereto or as used in commercial parlance, as the case may be.
https://rbi.org.in/scripts/NotificationUser.aspx?Id=10295&Mode=0

Kumar Doab (Expert) 14 April 2018
IT=@PSD

has been copying and has copied from google and illustrated responses of Experts that contribute daily at LCI.................

While IT=@PSD is =NIL,ZERO from day1

Kumar Doab (Expert) 14 April 2018
Ms. Usha Kapoor ,

IT=@PSD from all of IT's multiple fake ID's has been recklessly posting at LCI endless number of times just to score points and show off

and

advertise outside LCI that IT's=@PSD's ordinary membership at LCI is IT's qualification.........

Is IT a qualification...?

By now everyone has found out.

Kumar Doab (Expert) 14 April 2018
IT=@PSD from all of IT's multiple fake ID's has been

screaming to not to give points to other Experts...that definitely include you also....

IT=@PSD has not spared anyone

including those who supported and helped IT !

Guest (Expert) 14 April 2018
See another greedy copy paste and fake expert and a tout of some quacks with unreal name, Mr. Kumar Doab, has appeared on the scene with his multiple posts just to earn undue scores to his credit. He has additional characteristics of being of unsound mind.

Ms.Usha Kapoor (Expert) 15 April 2018
Main points only are given. Not reply queries.For each reply queries you may be scoring 3 or 5 points.Earlier I was awarded points like that only.This is about control center. No mention of reply queries of Hall of fame.

Guest (Expert) 15 April 2018
A dull headed person can't understand, what is what of the computer system. Nobody is sitting their behind the computers of LCI 24 hours a day to discriminate on the posts of each person continuously to award points to different persons with discrimination, while members are not paying even a penny to them for the service they render to the members. Your childish brain has no capacity to distinguish between the functioning of application software and the manual system, Ms. Usha Kapoor. So, why, trying to break your head for getting yourself more and more confused? You may continue to mislead the public, if you don't have the sense of responsibility and moral ethics, just for earning points for you.

Dr J C Vashista (Expert) 15 April 2018
Is there any meaningful answer/ response to the question paper set for experts, except brick-batting.

Kumar Doab (Expert) 15 April 2018
IT=@PSD

posted by IT;s unsound mind from 1st post..........

in this thread also has posted nothing meaningful except insatiable itch to fix match, scuttle, recklessly litter nuisance and do brick batting from 1st post and then continue to litter

from day 1 under all of IT's=@PSD's multiple fake ID's

IT can not understand from dictionary as well................
but still post and impose recklessly...................

Kumar Doab (Expert) 15 April 2018
IT=@PSD

the dull headed entity did not spare Vashsitaji also from day1

Guest (Expert) 15 April 2018
Mr. Kumar Doab could not digest his exposure as a fake expert. His own aimlessly made multiple posts very clearly speak about his mental position. Scores hungry Mr. Kumar Doab continues with multiple posts at a stretch, which do not have any relevance to the query.

When he fails to justify his irrelevant posts, he takes shelter of other experts, as like he referred Dr. J.C. Vashista in his above post.

Kumar Doab (Expert) 15 April 2018
Ms. Usha Kapoor,

IT=@PSD

the dull headed and unsound mind ( IT's own favorite words) has been posting in threads that IT=@PSD alone should get points and NO one else................

Although IT pots nothing of any substance.............

LCI Admin is to give points to you and all for each post If LCI Admin gives to
IT=@PSD

under all of IT's=@PSD's multiple fake ID's..............

Vashistaji may stop brick batting in threads and alongside of multiple fake ID's of IT=@PSD

and must note that Vashsitaji was also attacked by IT=@PSD from Day1

and unfalingly in all threads in which Shri Kumar Doab suggested and proposed the nae of Vsshistaji to querists ...him being from say defense background...

Guest (Expert) 15 April 2018
Mr. Kumar Doab continued with another irrelevant vague that itself denotes about his disturbed mind.

Kumar Doab (Expert) 15 April 2018
IT=@PSD

has been taking shelter of Shri Kumar Doab, Ms. Usha kapoor , Vashistaji and other senior Experts and everyone else

and

then attacking all of them

To pose and impose with IT's hallucinations from IT's dull headed and unsound mind...................

AS usual IT won't stop..................

Since IT wants to close the shop of everyone else and keep IT's open ............
That is why IT remains glued to IT's computers..............whole day, late night early morning...............

and litters nuisance from multiple fake iD's..........

IT does nothing else..........

Kumar Doab (Expert) 15 April 2018
Vashistaji ko to IT=@PSD ne apni fake id wali profile per bhi mahamandit kiya hua hai...

Now IT=@PSD will post again..............after starting with good for nothing 1st post in the thread..

Guest (Expert) 15 April 2018
Kumar Doab is not being taken shelter of, but being exposed to alert the innocent querists from such a fake expert with unreal name and hidden at some unknown location (others), as can very well be noticed from his profile at the LCI.

Kumar Doab (Expert) 15 April 2018
IT=@PSD

started posting imposing in this thread also with good for nothing and =NIL, Zero post

and till end

IT=@PSD will remain NIL, ZERO in this thread also...

That is outcome of hallucinations from dull head and unsound mind.........

Kumar Doab (Expert) 15 April 2018
Neither there was nor there is nor there will ever be any dearth of person wanting to discuss with Shri Kumar Doab

Any innocent, seasoned, and even fake querist ( be Creation of entities like IT=@PSD) after going thru all of the multiple fake ID's of OT=@PSD will shun IT=@PSD...............after getting to know IT's insatiable Itch to attack, abuse, ridicule querists, fellow members, experts, LCI admin and openly and publicly declaring that money collected from querists can not be collecetd back from IT=@PSD

IT is another threat by IT=@PSD at LCI plateform

IT also knows that IT is getting permanently blacklisted

Kumar Doab (Expert) 15 April 2018
IT=@PSD

will not stop and will come back to expose IT only although expecting to conceal and hide

and of course to litter nuisance again

Kumar Doab (Expert) 15 April 2018
In this thread also

from 1st post to last contribution of
IT=@PSD from all multiple fake ID's as usual from day 1

is =NIL, ZERO

Kumar Doab (Expert) 15 April 2018
IT=@PSD
will never post that

Shri Kumar Doab has not earned a single penny from LCI to this moment...

and that IT has abusing/attacking recklessly querists, members, Experts, LCI Admin for 10% commission from 'Click to talk' at LCI i.e Rs.50/ ( Pachaas Rupalli)

and still pose

and impose

with IT's daily Tamashaa...
and self invented phrases

that are otherwise =NIL,ZERO

Guest (Expert) 15 April 2018
Self styles "SHRI", Mr. Kumar Doab, the fake expert with unreal name and unknown location, and scores hungry made series of 6 more posts in continuation to render vague justification to falsely impress the readers, as if working selflessly. When earning through other quacks by referring their names of the querists to them, as their commission agent, or even may be getting hefty funds from some terrorist groups, being suspected to have connections with them, where is the need to charge single penny from LCI?

Guest (Expert) 15 April 2018
The querist will be justified to ask the fake expert, Mr. Kumar Doab, what for he made 16 posts, when he could reply his query through a single post. Has he given a definition through his 16 posts?

That instance clearly demonstrates his greed to unduly earn scores to his credit merely on vague, vulgar and irrelevant posts.

Kumar Doab (Expert) 15 April 2018
At he cost of repetition;

IT=@PSD

has been willfully posting directions from one fake ID e.g; 4th postor in this thread to another fake ID e.g; 2nd postor in this thread to attack/abuse and do brick batting habitual that is insatiable

upon all querist, members, Experts , LCI admin...

This thread was not sufficient to satiate so IT has started in another thread;

http://www.lawyersclubindia.com/experts/Non-providence-of-fnf-and-salary-slips-by-pvt-ltd-company--678336.asp

Count pages and words and post in dictionary......................

Rest of fag end of presence in this mortal word shall pass by remaining to glued to computer...........

Kumar Doab (Expert) 15 April 2018
It is strange that IT=@PSD has not counted pages and words in citations made by querist................

IT is reform or loss of memory ..
IT =@PSD does IT on any and all links posted by Experts.........

the 2nd postor in this thread=4th postor in this thread also...

Guest (Expert) 15 April 2018
Two more irrelevant posts from Mr. Kumar Doab, a person of disturbed mind.

Kumar Doab (Expert) 15 April 2018
Only such things comes out of dull head , unsound mind of

IT=@PSD

against LCI,LCI Admin, Querists, members, Experts...................

IT will post at 06.27pm tomorrow that IT has been advertising not to make calls by 'Click TO Talk' option since money goes to LCI and not IT............

This is mannerism of IT for the platform LCI (provider fir IT=@PSD) that has provided opportunity to IT to learn by reading and saving tutorials from Shri Kumar Doab and alikes at LCI

IT will observe and comply timings and all instructions..

Now Get Lost!

Definition - term loan

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