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Repeat of my query with additional information

(Querist) 31 October 2016 This query is : Resolved 
REPRESENTATION OF MY EARLIER QUERY WITH ADDITIONAL INFORMATION
Sir,
I am a science graduate, and I worked as an officer in a nationalized bank, and now I am retired from service on 29-09-2016.

Earlier to that I was having a housing loan a/c at a co-op bank, and I transferred that a/c to my bank, and my bank took over this liability of Rs 8, 30,000-00 from co-op bank as on 01-05-2016. This I done because our bank is having facility to deduct EMI [Rs 8650-00 p.m for 120 months] from my pension [Rs23,000-00 p.m] a/c and there is a HO circular to this effect.
Now I am retired and my PF and Gratuty are not released, because they want to close my housing loan a/c out of my terminal benefit as per terms and conditions of loan sanctioned. And as a verbal reply they informed me that, unless terms and conditions are altered by executing a Memorandum of correction document, they cannot help me. I put forward my representation many times to this effect, yet management could not take any decision till today, and till today it is an unresolved issue, and no signature of mine is obtained on any document.
I earmarked this amt for my daughter’s marriage. Without this amt my daughter’s marriage is impossible.
I transferred this loan a/c on confirmation by our chief manager of our bank, and under his confirmation to deduct EMI from my pension a/c.
I transferred this loan account to my bank to help advance manager to reach his target. Now it is proved that I am a fool in doing so, because now he is not even lifting his telephone, even when I dialed to his number many times.
Under this circumstance please guide me what is better for me.

Mr.V.A.Todurkar.
Retired Officer, Dena Bank,
Zonal Office, Bangalore
Date: 31-10-2016.
Sudhir Kumar, Advocate (Expert) 31 October 2016
bank seems to be right
Rajendra K Goyal (Expert) 31 October 2016
Repeated query:

http://www.lawyersclubindia.com/experts/Representation-of-my-earlier-query-with-add-information-621461.asp

http://www.lawyersclubindia.com/experts/Not-releasing-my-terminal-benefit-621256.asp

http://www.lawyersclubindia.com/experts/Non-releasing-of-increment--506206.asp
Kumar Doab (Expert) 31 October 2016
Why to repeat and repeat so many times?

Share all facts in one thread.
P. Venu (Expert) 01 November 2016
Are those, similarly placed, getting the facility of deducting EMI from their pension!
Kumar Doab (Expert) 01 November 2016
Expert Mr. P.Venu has pointed to another perspective.


Reply to all points in original thread.


Keep one thread.


Rajendra K Goyal (Expert) 01 November 2016
Why to repeat again and again?
H.M.Patnaik (Expert) 01 November 2016
Pl. respond to query raised above in a single thread for convenience.
Kumar Doab (Expert) 01 November 2016
It is surprising; why the author is unwilling to reply to the points raised by experts on his query in order to help him!
adv.bharat @ PUNE (Expert) 01 November 2016
Bank is right.


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