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Arvind Singh Chauhan (Querist) 22 April 2011 This query is : Resolved
I have filed petition for 125 Cr.P.C. against husband on behalf a lady. husband has got second marriage. wife is living with her son and daughter in law. In statement in court Husband has said that he has opened Rural Postal insurance policy in the name of this wife, son and daughter in law. But his wife, son or daughter in law don't know about it, they says they never signed any paper for such policy. Husband is himself is a post master in same branch post office. How can that wife, son and daughter in law can withdraw amount deposited in such policies. To Whom they should approach. There is apprehension that husband himself, with his signature has opened such account nominating himself nominee. He can withdraw this amount any time with his signature. Though it is a illegal act on the part of husband being a postmaster. But the question is how his wife,son and daughter in law can withdraw this amount and to whom they should approach and what may be the appropriate procedure.

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Guest (Expert) 22 April 2011
Any nomination works only in the event of death of the insured person/persons. So, as nominee, the husband cannot withdraw the amount of the policy.

So far as the information about the policy is concerned, at first you may request the court to ask the person to submit the details of the policy. You may oterwise also try to get the same through RTI from the Postmaster of the Head Post Office or the Sperintendent of the Post Office of that Division under which his branch post office would be working.