Loan repayment

arvind (Querist) 02 August 2016 This query is : Resolved
DEAR sir
i have taken a two wheeler loan from a finance company. only three emi is pending.
but the want to 20000 thousand. as cheque bounce charge. please tell me what to do. can i approached high court of karnataka or city civil court. please tell me what to do

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Kumar Doab (Expert) 02 August 2016
NBFC are also under purview of RBI.

Regulator advocates Reasonableness of charges.

Why Rs.20000/ as cheque bounce charges?

Are these in line with T&C signed by you?

Do you have the copy?

Post full facts.

If you are aggrieved and unable to resolve lean on a very able counsel specializing in consumer matters.

Rajendra K Goyal (Expert) 03 August 2016
Lodge complaint with the RBI. Ask them to provide copy of your account statement.

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