Regimental funds held by the military units

Guest
(Querist) 06 September 2011
This query is : Resolved
I have a simple query:
There are two types of Funds maintained by a Regular Military Unit a) Public Funds b) Regimental Funds. Regimental Funds comprise all funds other than public funds namely i)individual subscription from each and every serving personnel of the armed forces ordinarily known as Regimental Cuttings in the tune of Rs 0.007 % of the basic of the serving personnel per month while on active duty.
ii) Astronomical amount of CSD canteen profits.
ii) Profits earned from commercial ventures run by combatants on govt accomodations.
iii) Profits/contractual fees( called rebates) received from various commercial shops using govt accommodations duly outsourced .
iv) Huge profits earned from farming of defence lands.
v) From Hotticulture. Fish-cultures etc etc.
vi) From running of schools , colleges etc etc
vii) From national , notional and international donations received to celebrate Army Day , AF Day , Navy Day, Corps Day , Regiment Raising Day etc etc.
As per the existing Rules and Regulations for the Defense Services each officer is responsible for all public and Regimental Funds entrusted to him.
Now tell me whether Regimental Funds maintained by a regular military unit is exempted from RTI Act 2005 or not?
Dr Anil Kumar Singh
(Expert) 06 September 2011
It is not exempted from RTI Act 2005. The reports of profit ans utilization of CSD Funds have a mention in CAG Report and is placed on the floor of houses. Indian Army is not a private person doing any business. It is a big Govt Organization.
Raj Kumar Makkad
(Expert) 06 September 2011
Information from Armed forces though it may be regimental or public fund do not come within the ambit of RTI Act and it is specifically barred.
Placing of reports on the table of Parliament or CAG do not ipso facto override the specific Act namely RTI which contains specific mention thereto.

Guest
(Querist) 06 September 2011
But exactly opposite view is taken by the Army officers. They have denied me info on expenditures incurred on extravagant Corps Day celebrations engaging all possible resources of the units stating Corps Day celebrations are private functions , funds involved are private & Regimental hence not under RTI Act 2005.The reply in black & white is held with me.
Canteen Stores Department , Adelphi Mumbai a solely owned govt of India undertaking under Ministry of Defence earlier has stated that URCs( Unit Run Canteens as per the directives of the JAG Branch of the Army are not under RTI Act and hence they have denied me info requested.
How do I go about it, get the Army as well as Ministry of Defence to see the reason and provide me the info requested under RTI Act 2005.

Guest
(Querist) 06 September 2011
Dear Sri Raj
It is not true. Armed Forces are under RTI act and they have a RTI cell at the IHQ of MoD New Delhi to provide info related to the Army. Similar Cell have ben formed for AF & NAVY. Further each unit has its PIO with the head of the unit/Est acting as the first appellate Auth.The info on URC and the Regimental funds cause panic in the armed forces at all levels. Canteen Stores Department which is a central govt department is now referring to order of JAG ( Judge Advocates' Br )Br of the Army to exempt itself answering queries in respect to URCs( Unit Run Canteens)though they are issuing registration to such URCs.

Guest
(Querist) 06 September 2011
Dear Sri Raj
It is not true. Armed Forces are under RTI act and they have a RTI cell at the IHQ of MoD New Delhi to provide info related to the Army. Similar Cell have ben formed for AF & NAVY. Further each unit has its PIO with the head of the unit/Est acting as the first appellate Auth.The info on URC and the Regimental funds cause panic in the armed forces at all levels. Canteen Stores Department which is a central govt department is now referring to order of JAG ( Judge Advocates' Br )Br of the Army to exempt itself answering queries in respect to URCs( Unit Run Canteens)though they are issuing registration to such URCs.

Guest
(Querist) 06 September 2011
Dear All
I am pasting the Sec 24 of RTI Act and Second Schedule which are self explanatory:-
Act not to
apply to
certain
organisations
24. (1) Nothing contained in this Act shall apply to the intelligence and security
organisations specified in the Second Schedule, being organisations established by the
Central Government or any information furnished by such organisations to that
Government:
Provided that the information pertaining to the allegations of corruption and human
rights violations shall not be excluded under this sub-section:
Provided further that in the case of information sought for is in respect of allegations
of violation of human rights, the information shall only be provided after the approval of
the Central Information Commission, and notwithstanding anything contained in section 7,
such information shall be provided within forty-five days from the date of the receipt of
request.
THE GAZETTE OF INDIA EXTRAORDINARY 23
THE SECOND SCHEDULE
(See section 24)
Intelligence and security organisation established by the Central Government
1. Intelligence Bureau.
2. Research and Analysis Wing of the Cabinet Secretariat.
3. Directorate of Revenue Intelligence.
4. Central Economic Intelligence Bureau.
5. Directorate of Enforcement.
6. Narcotics Control Bureau.
7. Aviation Research Centre.
8. Special Prontier Force.
9. Border Security Force.
10. Central Reserve Police Force.
11. Indo-Tibetan Border Police.
12. Central Industrial Security Force.
13. National Security Guards.
14. Assam Rifles.
15. Special Service Bureau
16. Special Branch (CID), Andaman and Nicobar.
17. The Crime Branch-C.I.D.-CB, Dadra and Nagar Haveli.
18. Special Branch, Lakshadweep Police.
T. K. VISWANATHAN,
Secy. to the Govt. of India.
Printed by THE Manager, Government of India Press,
mahendrakumar
(Expert) 02 October 2011
Dear Mr.Haridas,
since you seems to be well versed with rti act and its provisions,no advise is needed.
still as an rti activist,my suggestions:
1) you can make a consumercase out of it.
2) make a complaint/appeal to the CIC
R.Ramachandran
(Expert) 02 October 2011
Dear Mr. Haridas,
You know your ropes fairly, at least as far as RTI is concerned.
If you do not get any information to your application, you also know that it has to be appealed against and so on.
So go ahead.
Our views need not detain you.
All the bests.
prabhakar singh
(Expert) 02 October 2011
When you are well aware with RTI,discussing the matter here is a fruitless exercise.

Guest
(Querist) 02 October 2011
Dear All
I take the hints - Hindutva and the Armed Forces are Holy Cows. People here in this forum are either scared or beneficiaries.
EKLA CHALO RE.
mahendrakumar
(Expert) 03 October 2011
what was the purpose of your post?
seeking advise or stamping others?
R.Ramachandran
(Expert) 03 October 2011
YES THOSE WHO CANNOT APPRECIATE, ADJUST AND ACCOMMODATE OTHERS VIEWS AND SO INTOLERENT TO DIFFERING VIEW POINTS HAVE NO OTHER GO - THAN TO ADOPT 'EKLA CHALO RE'. I AM SURE YOU WILL SHUN HOLY COWS AND BE WITH UNHOLY PIGS!

Guest
(Querist) 03 October 2011
@ Sri R Ramachandran ...Now the mask is torn. Do have some @ Sri Mahendrakumar- My purpose was to obtain legal views on the subject. I ,myself is not legally trained.I have highlighted that in reply to one query in the LOKSABHA Hon'ble Defence Minister had stated that URCs are run by the Armed Forces with the help of NON-PUBLIC funds. Chapter XVIII para 801 to para 838 of the Defence services regulations revised edition 1987 covers CASH & FUNDS which describes (a) PUBLIC Funds & (b) Regimental Funds.There is no third type.But our hon'ble Defence Minister made a statement in the house of parliament having some NON-PUBLIC funds with the Armed forces. And that was my query as it is beyond my knowledge which is restricted to cash and funds as per para 801 -838 of the DSR REV Edition 1987.
I would appreciate your expertise on the issue thus raised. i am here to match mudslinging though very capable in some respects. I am sure people in this forum shall appreciate that as well.
And I will certainly appreciate if somebody provides me some authenticated definition of NON-PUBLIC FUNDs . It is important as it had been used by none other than the country's defence minister and being taken as the gospel truth and the auth to deflect all RTI enqueries on the Regimental funds stating neither CSD profits nor Regimental funds come under the RTI Act 2005.
R.Ramachandran
(Expert) 03 October 2011
As far as Government of India is concerned - there are only Three funds - viz., (1) Consolidated Fund of India - wherein all the revenue receipts of the Govt. are credited and all its expenditure are debited. Expenditure from consolidated fund of india can be effected only with the approval of the Parliament (i.e. budget).
(2) Public Funds (Debt, Deposit and Remittance) - This is not the revenue of the Government. But relates to the deposits, loans etc. from the public - like provident fund deposits, earnest money deposits, security deposits, post office savings deposits etc., which are refundable to the public. This does not call for any Parliamentary Approval.
(3) Contingency Fund of India. This is a temporary fund to meet the exigencies like War, Floor etc., which cannot wait for the parliamentary approval. Therefore, President is Authorised to operate this fund. First the President will sanction the expenditure to be incurred. Thereafter, the same will be recouped by sanction from the Consolidated Fund.
Other than the above is not known to Government and outside its purview.
As far as Staff Welfare Fund, Staff Canteens, Sports Clubs, Recreation Clubs, Canteen Store Department etc., the Government may give some grants. Once the grant is given and the government books them as expenditure its role is over.
However, there will be Audit of the Welfare Funds, Recreation Clubs, Sports Welfare Organization, Canteen Store Department functions to find out about the proper utilisation of funds. The fund or surplus in the Welfare fund or canteen store department etc., will not flow back to the Government at all. It is the internal affairs of the Welfare Organization or Canteen Stores.

Guest
(Querist) 03 October 2011
Dear Sri R Ramachandran
Let me put the starred question pasted verbatim -
" GOVERNMENT OF INDIA
MINISTRY OF DEFENCE
LOK SABHA
UNSTARRED QUESTION NO 4212
ANSWERED ON 06.12.2010
UNIT RUN CANTEENS
4212 . Shri KAPIL MUNI KARWARIYA
Will the Minister of DEFENCE be pleased to state:-
(a) whether the Government proposes to hand over all the rights of retail outlets of Canteen Stores Department (CSD) canteens to Unit Run Canteens;
(b) if so, the details thereof; and
(c) if not, the reasons therefor?
ANSWER
MINISTER OF DEFENCE (SHRI A.K. ANTONY)
(a) to (c) : Canteen Stores Department does not have its own retail outlets. It sells stores to Unit Run Canteens, which are established from the non-public fund of the three Services and are under their control. "
From the above you may see there exists a NON-PUBLIC funds with three services and under their control.
My question to you is - What is this non-public funds under the control of the central govt paid and fed military officials? Are those non-public funds are under RTI Acts or not?
Why Defence Minister chose the word NON-PUBLIC FUNDS with the three services if it not acknowledged by the govt of India? Did he misled the Nation?
R.Ramachandran
(Expert) 03 October 2011
Dear Mr. Haridas,
First and foremost you do not know as to what exactly the word 'non-public fund' means.
Even before understanding that, you jump to the conclusion that the Minister misled the nation.
As has been indicated by me in earlier post, here what the Minister says as non-public funds is that it does not form part of any of the Funds known to the Govt. of India i.e. Consolidated Fund, Contingency Fund and Public Fund (Debt, Deposit and Remittance). In other words, the term 'non-public fund' has been used in contra-distinction to 'public fund' (Government Funds).
The Non-Public Fund does not belong to Govt. of India. It is the fund whose corpus is from out of the contributions of its own members, and grants and donations that is received from time to time and maintained by and for the welfare of the army personnel.
With this background, carefully read the question posed and the answer given by the minister:
(1) whether the Government proposes to hand over all the rights of retail outlets of Canteen Stores Department (CSD)?
Answer: Canteen Stores Department does not have its own retail outlets.
Meaning: When there is no retail outlets of its own, the question of the Canteen Stors Department proposing to hand over any (all the) rights of retail outlets to any body else does not at all arise.
Question: If not, the reasons therefor.
Ans: The CSD sells its stores to Unit Run Canteens. The Unit Run Canteens are established from the non-public fund of the three Services. The Unit Run Canteens are under the control of respective three services.
When a Canteen is being run by non-public (private) funds, the question of the same falling under RTI does not arise. Such a Unit Run Canteen is not a 'public authority' and is therefore not amenable to RTI.
I hope it clarifies/answers your query.
mahendrakumar
(Expert) 04 October 2011
I differ regarding the applicability of rti,as the entire funds are not raised by the contributions of the members. Since there is grants (grants essentially comes from govt sources)included in the fund,it should defenitely come under the purview of the rti act.
As such there is scope for appeal if not done already. If the above answer was concurred by the CIC too,only HC intervention is the remedy .
misappropriation of these funds are everywhere.I am also an ex servicemen and seen the misutilisation and as such I can understand your anguish,Mr.Mandal.
However,it would be better keep some restraints before accusing others as we have no other interest other than sharing our knowledge for the betterment of all.

Guest
(Querist) 04 October 2011
Dear Sri Mahendrakumar
I take your advice very seriously and shall not allow my anguish & emotion to take better of me. I shall be be careful in future too.
@ R Ramachandran -- I have in fact brought out sources of income to the Regimental Funds held by the Armed forces( all three services). Hon'ble Defence Minister must be talking of Regimental Funds as the NON-PUBLIC funds as there is no other types of funds except --a) Public Funds( You have covered them all), b) Regimental Funds.
Hence I too differ with you on this count. But the Defence Ministry as well as all three services top brasses are looking for such like minded lawyers to defend their case. You are an excellent candidate.
Cheer up.
To all - I have asked for the info from the RTI cell which in turn referred the matter to one of the Army Unit. Now I am going to seek info on the non-public funds from the ministry of defence and then go to the next level.As an ex serviceman I have no doubt in my mind that mindless celebrations by the three services in the name of Kargil Day , Army Day, Navy/Air Force Day , Raising Day , foundation Day , Corps Day , Corps Reunions , this day that day on almost 364 days in a calender year abusing the so called NON-PUBLIC FUNDS/ Regimental funds has reached an epic proportion as the profits , rebates, commissions , kickbacks , donations misusing govt infrastructures , manpower and machinery and need be reigned in to save our beloved Armed Forces vis-a-vis country to dogS.

Guest
(Querist) 05 October 2011
Dear All
This is a cut and paste job on the issue being debated. I am sure it will help experts to advice me on the issue which in my view is much bigger threat to our beloved country as Armed Forces are our last resort / the China wall & we can not allowing it to fall because of a few greedy officials in the armed forces and some in the Ministry of Defence.
Even in this case the ROLE of CAG , New Delhi is a begging.
Audit finds lapses in defence canteen operations
Friday, August 13, 2010 7:00:53 PM by IANS
New Delhi, Aug 13 (IANS) India’s audit watchdog has found lapses in financial and business operations and the pricing and quality of goods of the Canteen Stores Department (CSD) that sells household products at cheaper than market rates to armed forces personnel and their families.
The report of the Comptroller and Auditor General (CAG) of India, tabled in the Lok Sabha Friday, says the 3,600 unit-run canteens (URCs), or retail outlets, of the CSD across the country have been kept out of the “purview of parliamentary financial oversight as they are consideredto be regimental institutions”.
This despite the fact that these URCs get soft loans and quantitative discounts through the CSD from the Consolidated Fund of India, it says.
“Neither the budget documents nor the proforma accounts of CSD reflect the operations of the (URCs) that are also not subject to the accountability regime for operations funded by the Consolidated Fund of India,” the report says.
The CAG said it was denied access to the URC records by the Army Headquarters in Delhi “in spite of repeated requests”.
The matter was taken up at the level of the defence minister too but to no avail.
In the interest of transparency, the operational results of the units should be disclosed in the proforma accounts of CSD after ensuring that the units follow uniform accounting principles, the CAG has recommended.
This would enable the financial statements of CSD to provide a “true and fair view of the complete operations of the organisation”.
Praising the CSD for its 55 percent increase in gross turnover (Rs. 6,955 crore in 2008-09 from Rs. 4,481 crore in 2003-04), the report says the gross and net profit however had not shown commensurate increase during this period.
“This was mainly due to increase in cost of goods purchased for sale as also increase in quantitative discount given to the units.”
It says that evidence indicated that grants given to various organisations of the armed forces out of CSD profits did not follow the provisions of General Financial Rules (GFR) of the government.
“Grants were given to organisations without even insisting on application for funds. Statement of accounts was never sought before sanctioning the grants. Receipt of utilisation certificates was not watched, as required under GFR. Utilisation certificates were never insisted from major recipients namely the army, navy or air force for the grants provided.”
The proforma accounts prepared by the CSD did not follow the generally accepted regimen of financial reporting, it said.
During the six years from 2002-2003 to 2007-08, Rs. 883.46 crore was transferred in the form of quantitative discount from the Consolidated Fund of India to the URCs.
Evidence also indicated that benefit of quantitative discount (QD) has never been passed to the consumer.
“Such discount could not be viewed as a trade discount as units operated in a captive market with pricing determined in accordance with the existing policies. QD was in fact another way of transferring money from CFI to non-public fund without conforming to the provisions of the GFR,” the report says.
Civilians of unit run canteens of defence forces allege mismanagement
Friday, March 19, 2010 11:22:26 AM by ANI ( 1 comment )
New Delhi, Mar 19 (ANI): Civilians of Unit Run Canteens (URCs) functioning under the three wings of India’s defence forces - Army, Navy and Air Force have sought parity in pay and benefits with their parent organisation, the Canteen Stores Department (CSD).
Under the banner of All India Defence Civilian Canteen Employees Union (AIDCCEU), they staged a protest demonstration to voice their demands here on Thursday.
They said that respective commanders have been exploiting the Unit Run Canteens since these operate as non-public funds, outside the ambit of the Controller of Defence Accounts (CDA) leading to no accountability.
On this count, the CSD as an entity of public funds falls under the purview of CDA.Pointing out this aspect, the agitating staff noted that as for the service conditions and scale of pay unlike their counterparts employed by the CSD, they are deprived of assorted benefits despite the overall turnover being the maximum.
“We give them a profit of 500 crore rupees per annum, but not even a single money is put in for our welfare. 100 percent of money is put in for the welfare of Army, Navy and Air Force, Is it justice? We work as much equal to the Canteen Stores Department, the CSD. The CSD is a wholesale depot from where we take goods and supply to the end customers through our canteens, but the members of CSD are given government salary and we are not. I want to ask the government why such discrimination?” asked Bharat Bhushan, Secretary General, AIDCCEU.
Concurring with these views, A Rajasekharan Nair, President of AIDCCEU mentioned that even after the Defence Ministry had granted the Unit Canteen employees benefits similar to those of CSD, the Chiefs of all the three wings are yet to implement this order.
Canteens are the departmental outlets meant solely for the defence personnel and the items sold here are exempted from different taxes as such what is sold here is cheaper than the open market prices.
There are 35 CSD depots established in all over the country and over 3600 URCs procure and sell different wares from these depots. (ANI)
That was a cut and paste job to highlight what I had been talking all the time that CSD facility is the most abused facility. That govt of India spending crores to run an enterprise called CSD which then supply stores to URCs and act as the converter of public money to private money for gross misuse with no govt control.
I have even post the reply of the Defence Minister on the issue of URCs. Let me try to paste once again :-
GOVERNMENT OF INDIA
MINISTRY OF DEFENCE
LOK SABHA
UNSTARRED QUESTION NO 4212
ANSWERED ON 06.12.2010
UNIT RUN CANTEENS
4212 . Shri KAPIL MUNI KARWARIYA
Will the Minister of DEFENCE be pleased to state:-
(a) whether the Government proposes to hand over all the rights of retail outlets of Canteen Stores Department (CSD) canteens to Unit Run Canteens;
(b) if so, the details thereof; and
(c) if not, the reasons therefor?
ANSWER
MINISTER OF DEFENCE (SHRI A.K. ANTONY)
(a) to (c) : Canteen Stores Department does not have its own retail outlets. It sells stores to Unit Run Canteens, which are established from the non-public fund of the three Services and are under their control.
Pl take close look at the reply of the Defence Minister of this country who in a way is legimising conversion of public profits into private funds and CAG of this country is shying away from his duty to question the very notion of the reply by the country's defence minister.
Now look at the way non-public fund aided URC has become an instrument to enlarge its scope to expand clientle which directly affect the cost of running CSD enterprise funded solely from the consolidated India.
Canteen Stores Department is mandated to provide stores and liquors to troops at a rate cheaper than the prevailing market rates. The troops means armed forces personnel serving or retired. It has no other meanings. Now look at the expanded list of eligibility for personnel who does not even remotely be consdered as TROOPS unless ammended by an act of parliament. Take a look :-
ARMY HQ / QUARTERMASTER GENERAL’S BRANCH
(CANTEEN SERVICES DIRECTORATE)
CSD FACILITY : LIST OF ENTITLED PERSONNEL
1. Reference your OM No. 5(1) / QB-03 dated 08 Feb 2005.
2. As desired, a consolidated list of entitled categories of personnel for canteen facilities is
forwarded herewith.
(RS Khatri)
Lt Col
Jt Dir
Canteen Services
Min of Def / Fin

Guest
(Querist) 05 October 2011
And the remaining text:-
ARMY HQ / QUARTERMASTER GENERAL’S BRANCH
(CANTEEN SERVICES DIRECTORATE)
CSD FACILITY : LIST OF ENTITLED PERSONNEL
1. Reference your OM No. 5(1) / QB-03 dated 08 Feb 2005.
2. As desired, a consolidated list of entitled categories of personnel for canteen facilities is
forwarded herewith.
(RS Khatri)
Lt Col
Jt Dir
Canteen Services
Min of Def / Fin
Copy to :
CSD HO Alongwith a copy of list as above.
Mumbai
Coms Sectt
QMG Br/QI (E)
OGBR For Information Mean
ORNCC
URC Manual – 2008 • 145
AUTHORISATION OF CANTEEN FACILITIES
EXSERVICEMEN / RETIRED PERSONNELS
S. No. Category Authorised when
1. Ex-Servicemen i) Retires at own request (should have minimum 5
year of Services).
ii) Released from service honourably as a result of
reduction in establishment or after completion of
specific period of engagement or on medical
ground attributable to Military service.
2. Ex-GREF Personnel Same condition applicable to on ex-servicemen
3. Ex-DSC Personnel Getting pension from Defence Service Estimate
4. Ex Coast Guard personnel Getting pension from Defence Service Estimate
5. Ex-Personnel of P & T Having minimum 10 years Service in APS or who retired
Deptt Personnel (APS) directly from APS itself without
reverting back to their parent Deptt.
6. Retired CSD employees Getting pension from CSD funds (Excluding liquor)
7. Ex TA Personnel i) Having a minimum of embodied service of 15 years.
ii) Personnel with disability attributable to Military
service.
iii) Gallantry award winners
8. Ex Recruits Who are in receipt of disability pension are entitled to
avail canteen facilities including liquor.
9. Ex-Gentlemen Cadet Who are in receipt of disability pension are entitled to
canteen facilities including liquor at par with retired
officers of three Defence 10. Ex ECO’s/SSRC officer Who are in receipt of retention free from Defence
on the reserve list Service Estimate
11. Reservists During Non Training Period
12. Personnel of Ex-States Who are in receipt of retention fee from Defence
Forces Service Estimates
URC Manual – 2008 • 146
13. Family of Deceased Unmarried personnel who are killed in Military
Service Officer operation/aid to civil
authorities / counter insurgency /
internal security duties or due to accident while on duty
are entitled all canteen facilities including liquor.
14. Widows of Officers Who are in receipt of pension from Defence Services
including Hony Estimates including liquor.
Commissioned
15. Widows of JCO’s/ ORs Who are in receipt of Pension from Defence Service
Estimate are entitled for all facilities excluding liquor.
16. Dependent Parents either canteen Facilities (Excluding liquor)
of Serving / Retired parents
of deceased Unmarried.
Defence Service
17. All Serving personnel All canteen facilities including liquor / AFD items
of the Army, Navy and during service period
Air Force
18. Serving Coast Guard At par with three Defence Services during service
Personnel period
19. All serving GREF All canteen facilities including liquor / AFD item
Personnel
20. Foreign Military Attending Courses of instructions in our training
Personnel Establishment
21. Personnel of Having minimum of embodied service of 5 years
Territorial Army
22. Assam Rifles All canteen facilities including liquor during service
period
23. Police Battalions All Canteen facilities including liquor authorised so
/ BSF / CR PF long as they remain under the operational / administrative
control of the Army
URC Manual – 2008 • 147
24. Canteen Facilities NCC Personnel
a) Whole time NCC All canteen facilities including liquor / AFD
Officers
b) Associated NCC All canteen facilities except liquor / AFD
Officers
c) Under Officers / – do –
Sgt Major
Instructors
employed on part
time or whole
time basis
d) NCC Cadets – do –
during period of
training either in
annual camp or
by attachment to
regular Army Units
e) Ex-Gentlemen
Cadet
25. Serving Defence During Service all facilities less liquor – local taxes
Civilians as applicable will be levied.
26. Serving Civillians – do –
employees of URCs
27. All Ranks / All entitled to purchase AFD items (Refrigerator, TV,
Serving / Retired Music System etc) through CSD
28. All Ranks / Serving All are entitled to purchase two wheelers through CSD
/ Retired
One need to dumb enough not to understand how the ministry of defence headed by the Defence Minister, the top echlon of all three services , the complete controllers of defence accountant staff / est are hand in gloves to abuse the CSD facility converting public money into private fund for gross misuse with our CAG shying away from its duty.