Credit card nri

sriharsha (Querist) 07 September 2015 This query is : Resolved
I dont know whether this is the right forum to raise my doubt.
But if I am a defaulter of credit card overseas will it reflect in my CIBIL score in India?
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Guest (Expert) 07 September 2015
Even if your Credit Card Is Overseas In your Application you would have Disclosed the Identity of your Nationality and address and The Only Intention is to Spoil your Goodwill by Placing It In CIBIL.Many People who had settled and Sorted out the Issues with Banks Still find their name in CIBIL.A Strict Action regarding this is yet to be taken.

Kumar Doab (Expert) 07 September 2015
CIBIL in India maintains data sent to it by its members!

The recovery agents, ARC's may find your scent in India and may chase you.

The recovery agencies from Dubai/UAE etc are known for it.

Why don't you settle it.

Sudhir Kumar, Advocate (Expert) 08 September 2015
Fully agreed with above views.

Rajendra K Goyal (Expert) 08 September 2015
CIBIL keeps record of members only. If the overseas credit card provider is not a member, the record may not be shown.

H.M.Patnaik (Expert) 18 March 2016
Nothing more to add.

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