Attestation by gazetted officer vs notary
Yaaros
(Querist) 31 October 2016
This query is : Resolved
I'm submitting original title deed in a bank for housing loan. So, should I keep a copy of title deed attested by gazetted officer or a copy attested by a notary? If both are ok, which one is better or more legally valued?
Rajendra K Goyal
(Expert) 31 October 2016
Though there is no need to go for extra precaution, if you wish you can keep attested copy of the document.
Kumar Doab
(Expert) 31 October 2016
Obtain duly acknowledged copy under seal,signature,date..................from bank.
Bank is under obligation to provide authenticated copies of all docs e.g; loan brochure, loan offer, loan application, loan agreement, annexures etc etc....
Advocate M.Bhadra
(Expert) 01 November 2016
No,need to attestation, you should retain only Xerox copy and collect acknowledge receipt duly signed and stamped by the lending bank.After taking xerox, documents When you avail loan, all the original documents of property pass through multiple hands before being despatched to central repository. After the loan account is closed, original documents being handed over to the owner.
Rajendra K Goyal
(Expert) 01 November 2016
Banks keep the loan documents safe and title deed are also the part of loan documents.
H.M.Patnaik
(Expert) 01 November 2016
Nothing more to add.
Kumar Doab
(Expert) 01 November 2016
In any case the sale deed is in public domain and certified copy can be obtained.
If lost by Bank it is liable to help to get a copy and/or reconstruct any document that is soiled/damaged/mutilated/lost by it.
