Car battery stolen by breaking the car glass.
Pawan Joshi
(Querist) 14 February 2015
This query is : Resolved
Sir, My Car is insured under comprehensive cover with Maruti Insurance
My car was parked near my house. Some miscreants breaked the car window glass and stolen the battery fitted in the car including other damages.
I have duly filed the FIR in the Police Station having jurisdication about the theft of Battery.
Now the insurance company is rejecting the claim that the if the whole car would have stolen, that is covered under the insurance, but if a specific part is stolen that is not covered under the insurance.
I find it out of logic and unjustified and am not sure how much the insurance company is correct in rejecting the claim.
I need some expert opinion, whether I should insist on my claim or the insurer is justified in rejecting the claim.
Thanks
Advocate Bhartesh goyal
(Expert) 14 February 2015
Your claim is perfectly genuine.when your car is insured under comprehensive cover means policy covers all risks.Repudiation of your claim comes under the purview of unfair trade practice of insurance company and also deficiency in their services.you are legally entitle to get the claim.File complaint before consumer forum against insurance company.
Advocate Kappil Cchandna
(Expert) 15 February 2015
Dear,
Send a strong legal notice to the company claiming the insurance and ask for the compensation for the harassment caused ....
Kapil Chandna Adv 9899011450
prabhakar singh
(Expert) 15 February 2015
File complaint before consumer forum against insurance company.
Devajyoti Barman
(Expert) 15 February 2015
CASE FOR COMPENSATION LIES IN CONSUMER FORUM. GO FOR IT.
ajay sethi
(Expert) 15 February 2015
move consumer forum against the insurance company
T. Kalaiselvan, Advocate
(Expert) 18 February 2015
The repudiation of claim by the Insurer is unjustified and illegal, you may issue a legal notice and then follow it up through appropriate consumer forum for deficiency of service and compensation for damages both physical and mental.
