Bank npa a/c
sunil jiloka
(Querist) 07 September 2014
This query is : Resolved
RESPECTED EXPERTS
WE ARE FACING SERIOUS HARASSMENT ISSUE UCO BANK
A LADY HAS TAKEN CASH CREDIT IS TAKEN RS.3 LACS AGAINST FD. RS1.5 LACS AND HUSBAND BECOME GURANTOR --BUT SHE BECOME METTALLY ILL
WITHIN 8 MONTHS AND SHOP CLOSED AND A/C BECOME NPA
BANK ADUSTED F/D AND FILE A CASE BOTH LANDY(MENTAL -ILL) AND HUSBAND OF RS. 2 LACS
NOW ECONOMIC CONDITIONS IS NOT GOOD. HUSBAND REQUEST BANK FOR COMPROMISE-SETTLEMENT IN RS. 1 LACS , MANAGER ACCEPTING IN TAKING APPLICATION WITH MONEY RS 25000/- RECEVING GIVEN . 20 DAYS AFTER A WARRANT COME HUSBAND IS SURPRISSED AND CONTACT BANK BUT IGNORE HIM .
HUSBAND FIL WRITT IN HIGH-COURT FOR STOP WARRANT AND TO DIRECT TO BANK ACCEPT COMROMISE.
ON COURT-DATE TIME BRANCH MANAGER CONTACT HUSBAND ASSURING HIM COME AND NEGOCIATE COMROMISSE.THIS CONVERSION IS RECORDED IN MOBILE.
HUSBAND- ADVOCATE MADE A MISTAKE AND TAKE A LIBERTY BEFORE COURT
ADVERSE ORDER IS PASSED TO DEPOSIT FULL AMOUNT WITHIN 3 MONTHS
DUE TO BANK-MANAGER DISCUSSTION (RECORDING)
PETIONAR"S ADV BELIVE AND MAKE A SUCIDE .
THERE IS ANY SOLUTION OR IMMIDIATE RELIEF ???????
PLZ ADVISE
9431248617
Devajyoti Barman
(Expert) 07 September 2014
When both parties want compromise what is the hitch?
In stead of visiting courts, sit together and seal the deal.
sunil jiloka
(Querist) 07 September 2014
FACTS IS THAT BANK MANAGER MISGUIDING THE BORROWER . BANK INTENTION IS NOT GOOD.
Rajendra K Goyal
(Expert) 07 September 2014
Comply the High Court orders or try to reach an amicable solution.
K.K.Ganguly
(Expert) 07 September 2014
1. When the Husband has guaranteed the loan availed by his wife who has now become mentally ill, it is the legal duty of the Husband to repay his wife's loan guaranteed by him,
2. He should have submitted an OTS proposal & take Bank's receipt on it to go to the next step of the settlement,
3. However, since the High Court has already passed the Order, there is no go now other than complying with the said Order.
sunil jiloka
(Querist) 07 September 2014
Respected Experts
My Question is that High-Court Adverse Order passed due to Branch Manager call the husband and ask him --Bank is Ready to accept yr. proposal.
Husband trust on BM and inform his advocate.
Can the BM is not charged for
false statement ?????
Husband is ready to pay Compromise Proposal Amount..
Raj Kumar Makkad
(Expert) 07 September 2014
Branch manager has just told its readiness to accept the proposal and has done nothing more than that hence it cannot be charged just on that reason.
K.K.Ganguly
(Expert) 08 September 2014
1. Your complaint about the BM should have been brought before the High Court which you have not done,
2. There is nothing wrong on the part of the BM to communicate that the Bank is ready to accept your proposal. He has not told that the Bank has accepted your proposal,
3. The matter has been handled very poorly for which it has now gone out of hand.
ADV-JEEVAN PATIL, MUMBAI
(Expert) 08 September 2014
U have dragged yourself by order of court n warrant. U have to comply with order of court or go in appeal. At the most u mayTake time to repay.
sunil jiloka
(Querist) 08 September 2014
Thanks all of Respected Sirs
Can A appeal made against this Order with
New facts and figure, circumstances evidence
?????
Raj Kumar Makkad
(Expert) 09 September 2014
The right of the appeal exists with you.
K.K.Ganguly
(Expert) 09 September 2014
1. Your appeal will be against the Order passed by the High Court basing on the fact produced by you,
2. In the appeal no fresh evidence and new facts will be entertained.
T. Kalaiselvan, Advocate
(Expert) 09 September 2014
Very properly opined and advised by expert learned Mr. Ganguly, hope the author is clear about his position now(?)
sunil jiloka
(Querist) 09 September 2014
Thanks all of Respected Sirs
Author is very clear that Bank Intention is clear to dissolve the dignity and integrity of the Borrower.
Bank Manager play a double-standard game.
A common man cannot understand this tricks .....
High-Courts also cannot helps the Victim.
Again Thanks 2 all.
sunil jiloka
(Querist) 10 September 2014
CAN THE VICTIM APPROCH THE सुप्रीम-कोर्ट ???
WHAT WILL BE FACTS?????
Raj Kumar Makkad
(Expert) 11 September 2014
Victim cannot approach Supreme court directly as you think. You can file the case as already advised to you which may ultimately go to Apex Court, if it warrants so.
sunil jiloka
(Querist) 12 September 2014
Thanking you Makkad sir.
