Dev
19 July 2024 at 19:17
Hi,
I have taken a Personal loan from ICICI Bank 2 years back initially I was paying the EMIs but then after few months my financial condition forced me not pay the EMIs. Last year in October I was diagnosed with Kidney damaged and Hear Condition with Hypertensive condition and I am without job.
From Last 3 months I am in touch with the bank explaining the situation also told them if you need my medical reports I can give that too. I never said that I will not pay the money back but cant do it one time. But now they are saying that I have settle the account now. The original amount was 625000/- , now I wanted to get the advice how much low can be the settlement as I have medical condition and my CIBIL score is already gone down.
Took personal loan but unable to pay
Hi,
I have taken a Personal loan from ICICI Bank 2 years back initially I was paying the EMIs but then after few months my financial condition forced me not pay the EMIs. Last year in October I was diagnosed with Kidney damaged and Hear Condition with Hypertensive condition and I am without job.
From Last 3 months I am in touch with the bank explaining the situation also told them if you need my medical reports I can give that too. I never said that I will not pay the money back but cant do it one time. But now they are saying that I have settle the account now. The original amount was 625000/- , now I wanted to get the advice how much low can be the settlement as I have medical condition and my CIBIL score is already gone down.