Garage conversion to room
Gourab
(Querist) 10 April 2018
This query is : Resolved
Hello sir, Recently I am looking for a property to buy here in Kolkata.I will be the third owner.The actual owner of the property converted its garage space as an attached room as it was in the ground floor. More over,the owner mortgage this property for some credit loan to SBI. Eventually he falls to repay the loan and the flat was ceased by the bank. The second owner got the flat through E auction where in ragistration documents the property was shown divided in two parts .... One BHK and a garage. In the sanctioned plan the garage is still there. now I am buying this property . And I want to buy this with loan.So what will be the consequences as i have to write this garage converted room as garage in the registration document.Loan will be possible?? And I also want to know whether I can get permission for the conversion of garage to room. All the other papers are ok.Tax is paid till date.mutation in done.please help.ur suggestion is necessary.
Srajadvo460
(Expert) 10 April 2018
the construction of garage is deviation from sanctioned plan and loan is given based on sanctioned plan and actual construction so consult the bank first.
Ms.Usha Kapoor
(Expert) 11 April 2018
I agree with Srajadvo, 360 expert as far as garage is concerned it is converted int a room which is deviation from sanctioned plan and loan is given based on sanctioned plan and actual construction so contact bank about this.
