Khatha
Shiva Shankara R. Shetty
(Querist) 16 July 2012
This query is : Resolved
Dear sir/madam,
Im residing in Bangalore n my mother owns 30*40 site. We paid property tax up-to-date. Now we want make new khatha for the same. So, i want know that, what is 'B' khata and 'A' khatha?? What is the difference between both?
We are seeking home loan against to our property. Which khatha is better to get home loan??
Thanks in advance..
R.K Nanda 
(Expert) 18 July 2012
Katha A is better.
prabhakar singh
(Expert) 18 July 2012
Khata means an account.For Bengaluru it is an account of assessment of property owners within BBMP (Bruhat Bengaluru Mahanagara Palike) jurisdiction.
There are two things in a Khata:
a) Khata Certificate
b) Khata Extract.
A BBMP Khata certificate is required for two major purposes:
1. For registration of a new property,
2. For transfer of any property.For applying khata certificate, the owner of property has to give letter of requisition along with details and receipts of tax paid (latest) to Assistant officer for the sub-division or range. Khata Certificate is obtained for any new registration after paying the tax. The certificate is issued saying that a particular property No ‘XYZ’ stands in the name of person A. This certificate is required to apply for water connection, electricity connection, trade license and building license. The Khata certificate is given only to the owner of the property or to his family members. No one else can take it on his behalf. It takes maximum of One week to get the certificate. One can also get it instantly in some citizen service centers (details: http://www.bmponline.org/citizen-svc-centersl.shtml)
b) Khata Extract
Khata Extract is getting details from the assessment register. The extract is required to get trade license, or to buy a particular property. It has the details of the property like the name, size of the property, use of the property (commercial purpose, residential), annual value, when assessed last.For getting a khata extract, owner of property has to give letter of requisition with property location and details.
All property owners/holders who hold property within the BBMP jurisdiction are eligible to obtain a Khata. Obtaining a khata does not confer ownership of property but confers the person who liable to pay property tax. Property tax can be paid by property owners/holders who may or may not have Khata but it is important when you apply for any license of building or for trade, applying for loan from any banks.
Khata transfer is required when the ownership of property is transferred from one person to another for any reason like sale of property, gift, will or in case of death of property owner and so on. The application for Khata transfer is same that for registration and the documents needed along with application are following:
1. Title deed
2. Tax paid receipts and Khata details
3. Paid up improvement charges receipt
4. National Saving Certificates for Rs.200/-
5. Death certificate of owner (in case of application due to death own property owner)
6. Affidavit declaring the applicants is legal heirs of the deceased khatedar.
M V Gupta
(Expert) 21 July 2012
Dear experts, the querist wants to know the difference between A khata and B Khata - which is better. Personally I am not aware of this distinction under the laws in force in Karnataka.
