Lic death claim
Rajesh Kumar
(Querist) 30 March 2016
This query is : Resolved
Dear Sir/Ma'am,
My brother expired on 22 April 2015 in a road accident. he had an LIC policy for which only one premium was given.
His wife claimed money from LIC on the basis of same policy for which she received one amount, for the next amount (i.e. death) the LIC said that as per the police Final Report the case is registered under 279 and 338 which proves that he was not careful while driving and he died due to uncontable driving and not being careful.
therefore they have rejected the claim. now in this condition what should we do as at the time of death no body was there then how can police claim that he was not careful. Secondaly up police themselevs were not serious in investigating the matter. it is just that they have to produce the FR copy they have given the same to us and LIC has rejected the claim on the basis of the same.
I request experts to please advise urgently.
r.sathyanarayanan
(Expert) 31 March 2016
Lic can not say so,file a consumer complaint in the court.
Adv. Yogen Kakade
(Expert) 31 March 2016
Yes, you can approach consumer forum to get the relief.
Rajendra K Goyal
(Expert) 31 March 2016
Lodge consumer complaint.
General problem with the Insurance Companies.
Kumar Doab
(Expert) 31 March 2016
Obtain the copy of docs thru RTI from police, LIC.
Approach DCDRF thru an able counsel specializing in consumer matters.
