Motor fatal accident under section 166

loretta dsouza (Querist) 29 August 2011 This query is : Resolved
employer insures his employee under group personal accident, compensation premeium paid by employer. employer paid compensation to the legal representative who dies in a motor vehicle accident .
whether this amount paid by the employer under group insurance is liable for deduction under motor vehicle accident .

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Guest (Expert) 29 August 2011
your case is also come under workmen compensation act.group insurance is not liable for deduction u/s M V act or W/C act

Raj Kumar Makkad (Expert) 29 August 2011
There is no valuation of one's life. It can be of crores and crores and crores so amount received by way of GIS is not liable for deduction while computing comepnsation payable under MV Act.

DISHA D. SHAH (Expert) 30 August 2011
its pa compensation which is fixed like 1lakh or 2lakh generally,but in section 166 its depends on income as per income tax may be in lakhs and crores as mr.rajkumar makkad says.so liability does not left by taking insurance this type,not liable to deduct,

Guest (Expert) 30 August 2011
I agree with S/Shri Ganesan and Makkad ji. Group Insurance by employer for his employees has nothing to do with the comensation under the MV Act.

prabhakar singh (Expert) 30 August 2011
Experts have rightly opined that Group Insurance by employer for his employees has nothing to do with the comensation under the Motor Vehicle Act.

M/s. Y-not legal services (Expert) 30 August 2011
How the group insurance is exception from compensation amount under m.v act sir.. Any one can clear me? Where this exception mentioned?

DISHA D. SHAH (Expert) 30 August 2011
group insurance is relation employer and for employee and WC CASE
where mv act is third party nature claim

DISHA D. SHAH (Expert) 30 August 2011
we have option either go WC OR mact
in wc compensation will less than mact section 166

girish shringi (Expert) 31 August 2011
Simply No. No deduction of workman compansation amount can be deducted from MACT.

girish shringi (Expert) 31 August 2011
Dear Disha,
Say for example one is having LIC benefit would it be deducted from MACT amount.No,except that of personal accident insurance and if one gets any compensation under it also the said amount willbe deducted from the MACT amount at the time of award.

DISHA D. SHAH (Expert) 04 September 2011
no personal accident amount will be claimed in consumer court and not deduct in mact
any type of this arguments of insurance advocate is not eligible at all

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