Pdc cheque bounce charge

Querist : Anonymous (Querist) 20 July 2023 This query is : Resolved
I have an account with SBI.
On 19.07.2023 i have deposited one cheque but it was dated on 21.07.2023. I forget to notice the date. But the banker may be noticed the date while making entry of cheque. How it is possible how can they scan the cheque for clearing. Also banker charged me as a penalty for cheque dishonor. Rs. 177/- was deducted from my account. Please help me to find a solution

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T. Kalaiselvan, Advocate (Expert) 21 July 2023
The cheque will naturally be dishonored if it was presented on a wrong date, hence the bank charges applicable to the bounced cheque may have to be borne by the payee.

kavksatyanarayana (Expert) 21 July 2023
Yes. The learned prudent expert Sri T.Kalaiselvan Sir issued clarity and nothing to add.

Querist : Anonymous (Querist) 22 July 2023
Thanks for your reply sir. Sorry to interact again. My question is why the banker do not verified the cheque date before scan, entry and sending it for clearance.

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