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Recall notice 1

(Querist) 17 December 2023 This query is : Resolved 
Hi,

My home loan account which was sanctioned in March 2017 from LICHFL. My account was in default since September 2023 as I could not pay the EMI since my mother's treatment for cancer was going on. I received recall notice on 12 Dec 2023 asking to clear the dues. But I have already cleared some of the dues by 6 December 2023. Also received an SMS from the bank that my account is default since November 2023. I intent to pay this amount by 25 December 2023. In my case is the recall notice still valid or do I need to do something more. Please advise.
kavksatyanarayana (Expert) 17 December 2023
You shall inform the bank that you have paid some dues on 6th Dec.23 and some amount will be remitted before the end of this month and request to give some time.
T. Kalaiselvan, Advocate (Expert) 18 December 2023
You can personally approach the lender with the details availability with you about the payments made and then ask their permission to settle the balance by the date you have proposed now, if they agree for that then your problem will be over


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