Querist :
Anonymous
(Querist) 28 October 2010
This query is : Resolved
Respected Lawyers, my salary account in a private bank has been closed by the bank itself in the pretext of a false reason.if after that they receive cash in the closed account-under which law they are chargeable?criminal/civil or civil law? please advice.
Parthasarathi Loganathan
(Expert) 28 October 2010
Please seek details of reasons for closure of your salary account from the Bank. They are legally bound to furnish. Then apprise the facts in this forum for our opinion.
sheeba
(Expert) 28 October 2010
To give an opinion on this querry, primarily it should be known why the account has been closed. And whether the ground on which the account was closed had been informed to you. please furnish these facts.
pawan sharma
(Expert) 28 October 2010
After recived the reasion for closed of your account you may posted it for further advise, at this stage your Q is in compleat.
Devajyoti Barman
(Expert) 28 October 2010
Whatever be the reasons behind such closure of the account, you have got every right to claim the money lying in that account and for redressal you can also lodge complaint to the Consumer Forum.
s.subramanian
(Expert) 29 October 2010
I agree with Mr.Barman.
Parthasarathi Loganathan
(Expert) 29 October 2010
Bank has also got every right to close any customer's account duly governed by the guidelines of the Regulatory Authorities if the account satisfies the conditions assigned to undesirable or unremunerative nature
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