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Ref: invitation to conciliation as per provision of section 62 of the arbitration and concil

(Querist) 15 November 2012 This query is : Resolved 
Hi,
I received a notice from an advocate reg credit card due , even though i made the payments , the personals at tht time added extra amount.
I have also read in certain forums on Credit Cards Defaults that Credit Card dues are unsecured loans and the banks do not file a legal case in such matters. Even if they do, it takes years.

Kindly reply at the earliest and oblige.

Devajyoti Barman (Expert) 15 November 2012
When did you last make the payment?
Try to amicable settle the dispute but never make the mistake of making any written communications.
Irshad (Querist) 16 November 2012
i hardly remember the last payment i made may be some 3 to 4 yrs back.
Right now i had been asked to respond in 7 working days for the mailer i received posted above, so you want me not to reply to the mailer but instead talk to person directly.
Please reply
Devajyoti Barman (Expert) 16 November 2012
Do not respond in writing.
It would be of no help.
Irshad (Querist) 17 November 2012
Thanks for reply
Raj Kumar Makkad (Expert) 21 November 2012
Barman has rightly advised you.


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