Regarding bank document faliure
kumar
(Querist) 11 October 2012
This query is : Resolved
I have some problem regarding loan department of bank,I have apply for loan my document is fail in the time of verification.I am a renter i gave rent agreement to bank,and problem was my house manger is give me the document sign by him of the signature landlord,Which is not in my knowledge before applying.when bank verification person say to my owner for match the signature with original certificate then my owner signature is fail then my owner resign the own signature on verification document.Now bank is saying that i have document with two signature and fire on me and demand 10000k for penalty which is 2 % of loan amount.What can i do?
ajay sethi
(Expert) 11 October 2012
you cant rely upon forged documents . how can landlord have 2 signtaures? your query is not clear ,
it sseems bank has imposed penalty on you of rs 10,000 as signatures of landlord di not match with that on record.
if your documents are with bank pay the penalty . if your orgignal documents are with you refuse to pay
kumar
(Querist) 11 October 2012
Bank have only photocopy of rent agreement.The mainly issue is my landlord have assign manager for his rent or flat care-taking purpose.I have to say manager to give me rent agreement.He give me rent agreement and sign himself of owner signature but this is not in my knowledge but when bank verification department match the signature by original document of owner, then signature did not match on that time(in house of owner visit).Then my owner re-sign on document in the front of bank verification person on same document and after this bank executive calling me and says that give 2% of loan amount for penalty and your loan is canceled.when i say to executive this is not in my knowledge signature of document is false, so why i give you penalty then executive says that don't give me argument so, i have document with two signature of owner so, i give you bad result.
