HAI
ONE OF MY FRIEND TOOK LOAN FROM ME AND NOW HE IS AVOIDING MY CALLS/MESSAGES AND NO REPAYMENT FROM HIM.I HAVE MAIL CONFIRMATION FROM HIM FOR THE LOAN.NOW I WANT TO SEND A LEGAL NOTICE FOR THE RECOVERY OF MONEY.CAN I SEND A NOTICE ON MY OWN TO HIM WITHOUT GOING TO ANY ADVOCATE.IF I CAN,PLS SUGGEST SOME FORMAT FOR THE NOTICE?