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A tenant has taken loans from onlineapps & not paying them

(Querist) 24 December 2024 This query is : Resolved 
Hi, Am Shekhar, a resident of Hyderabad City.We have a own house and it has two portions - ground floor -1BHK portion and first floor- 2BHK portion.We stay in 2BHK first floor and have rented out the ground floor 1BHK portion for a small family-wife,husband and a kid.Recently the tenant family has vacated the portion in March 2024 after staying for nearly 1.8 years from August 2022.After their exit, we got to know that the tenant person has availed some personal loans through some online apps, used some credit cards for personal use and is not paying them since the time he vacated from our house from April 2024. Very recently he has switched off mobile and all these recovery agents have started visiting our house.They mentioned that these loans and credit cards were taken by using our house address as his present address. Even I tried to reach him and number is in switched off mode.We are worried that due to his non-payment of loans, will there be any legal issues to us and our house.The house is registered on my mother's name and she is very much worried due to frequent enquiries from these recovery agents visiting our house.We have been informing them that the person has vacated from our house but still some or other person is coming at regular intervals reepatedly.Please help us with the best legal solution or remedy for how to proceed on this issue.
T. Kalaiselvan, Advocate (Expert) 24 December 2024
You can be strict with the recovery agents and inform them that the borrower was a tenant and he left the premises after the termination of rental agreement and his whereabouts are not known after he left the premises.
You can warn the recovery agents of legal action through police if they again come and disturb you.


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