kamal
06 December 2015 at 20:48
Dear Experts,
I need your assistance.
My father is paying Home loan from last 8 years and only he is not able to pay credit card outstanding amount from last 3 years due to his skin cancer problem and he is on bed & even shut down his business due to his health and loses 3 years back.
Now ICICI bank has send us notice under section 13(2)of SARFAESI ACT to pay home loan amount with in 60 days otherwise they will sell our property.
We are paying our home loan and yes this year 2 months delayed by 3 to 4 days only but never happened that such notice came at our home. We got calls from ICICI bank to pay credit card outstanding but we are unable to pay even in 3 months EMI. we are requesting them to make installments for 6 to 9 months. I need your suggestions what should i do now they are not listening us and now how should i reply them with this notice and they made our home loan NPA.
Please assist,
Regards,
k
neha vashisth
20 November 2015 at 10:26
How shall we prove our possession on a property earlier given to us but not registered. Which documents are needed with their law rule no.
Akshat Singh
19 November 2015 at 01:39
Hi,
My question is one lady Mrs. "x" got a flat as gift from her brother. (Her brother and father are land owner and they got some flats due to Joint development with one of the builder in Bangalore)
The property is registered as GIFT DEED now. If I am buying the flat from her. Do I need to pay any service tax and VAT for the flat. Because when I go to any builder they include Vat and service tax as a separate component while calculating the price .
I know a bit that i have to pay the registration cost .
Member (Account Deleted)
23 February 2015 at 23:04
Hi Sir,
I am from Trivandrum Kerala and I am trying for a housing loan from SBI. I have purchased land a few years back from one person, which was originally 48cents. I have bought only 9cents it and another 2 plots of almost equal size were sold to two other people. The remaining is still with the owner.As per the given check list from SBI, I have to produce the prior deed which is still with the person who sold me the land.
I am seeking clarification on the following questions:-
1.Is there any legal obligation on the person who sold the land to produce this document to the purchaser whenever he needs it (eg:- for sale, for loan etc)
2.If there is no such obligation, whether the banks can ask for the original prior deed for verification?
3. Can I produce an attested copy of the prior deed from sub-registrar office instead of the original?
4.What exactly banks are looking for by seeing the original prior deed?
5. What if the person with this document is not available / out of station / not willing to produce this document?
Looking forward for your valuable advise.
regards
Praveen
Anonymous
07 September 2010 at 13:12
1. Can a sarfaesi 13(2) notice addressed as " Legal Heirs/successors of late Mr.X" and sent to the borrower's address be construed as a valid notice u/s. 13(2) of SARFAESI ACT, if the same has been received by the legal heirs and is duly acknowledged OR should we address such notice by finding the name of the Legal heirs?
2. In Sarfaesi act, the defnition of the term "borrower" does not contain the legal heirship/succession if the borrower is deceased. Whether it will bar Bank's from issuing notices u/s 13(2)to legal heirs, since 13(20 notice is to be served on borowers only.?
Apoorv Shrivastava
01 August 2010 at 11:23
Dear sir,
please explain me the difference between tort and crime with some illustrations and important cases.
Thanks,
Anisha Nema
pratik
23 May 2010 at 11:50
Difference between the follwoing in details in detail in detail pls pls pls .
Undue influence , coercion & misrepretation.
WIth the examples if possible pls pls pls pls pls pls pls pls .
Thanks in advance give the abovementioned in details.
Anonymous
23 May 2010 at 09:16
One of my friend's father died last year without writing a will survived by mother, son daughter and his mother. Then this year his mother too died without writing a will. Now all the properties belong to the father and there is no inherited property. What would be the share of his grandmother(deceased father's mother) in father self earned property and what would be daughter's share. Please guide
asifa butt
09 May 2010 at 14:48
is order passed on application of setting aside exparte an interlocutory order?
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Refusal to accept signed docuemts
Dear Experts, Mr. A paid some money to Mr. B towards a agreement of sale of a property and got a signed receipt from Mr. B . Later contract was not fulfilled by Mr. B and Mr. A applied for specific performance of the contract. But in court proceeding Mr. B said that receipt was fake and it was not his signature, however he had signed before Mr. A. Now how can Mr. A prove that it is signature of Mr. B