V.N.K. MENON
07 August 2018 at 13:21
Dear Ld. Experts,
I shall be very grateful, if you will please guide me in my predicament.
BACKGROUND
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I am 70 years old now. (BORROWER)
I was employed in Malana Power Co. Ltd. I had taken a personal loan from ICICI bank. My services were terminated in 2002. The EMI used to be deducted from my wages and the amount used to be deposited by the employer to the bank directly. When my services were terminated due to company politics, the employer stopped payment of EMI to the Bank. ICICI Bank filed a case in the Lok Adalat and an awards was passed on 22.2.2004 in the following terms. (OPERATIANG PART IS REPRODUCED below ) and capitalized portion seems most important.
THE SPECIAL LOK ADALAT DELHI
……..
====== QUOTE ====
The borrower has shown me a letter to me from his employer the effect that an amount of Rs. 1,11,897/- is to be paid by the borrower’s employer to him on account of retiremental benefits. The borrower says that he has no objection in case the loan amount outstanding against him to the applicant bank is called from his employer and his loan account is closed once for all. The applicant bank represented by Shri Amit Batra has no objection in case the balance loan amount outstanding against the borrower is called from his employer.
Under the circumstances the employer of the borrower namely Malana Power Co. Ltd is hereby directed to remit the loan amount of Rs.1,02,315.44P due and OUTSTANDING AGAINST THE BORROWER DIRECTLY TO THE APPLICANT BANK WITHIN ONE WEEK FROM TODAY AND PAY THE BALANCE AMOUNT IF ANY TO THE BORROWER. The award is accordingly passed in favour of the applicant bank and against the borrower.
====UNQUOTE====
It is important that:
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***THE BANK DID NOT PROCEED THEN AS PER THE TERMS OF THE AWARD***
PROBLEM/ OPINION SOUGHT
Today, i.e. 7th August 2018 two people came to me said to be from ICICI Bank and asked for outstanding payment after 14 years.
At no point of time Bank has not sent me any notice whatsoever that they had not received the payment.
Please tell HOW SHOULD I FIGHT BACK. I AM A LAWYER, BUT CONSIDERED OPINION OF EXPERTS WILL HELP ME A LOT AT TIME.
Thanking you.
Anonymous
07 August 2018 at 13:20
HI I HAD PURCHASED A HOUSING PROPERTY ON AUCTION ON 2008
I GOT SALE CONFIRMATION LETTER
SALE CERTIFICATE
REGISTRATION WAS LEFT
OPPOSITE PARTY FILED A CASE IN DRT COURT
THE CASE KEPT ON GOING FOR 10 LONG YEARS
FINALLY COURT ORDER CAME SAYING
REGISTER THE PROPERTY AS WHERE AS IT IS
BUT THESE BANK PEOPLE ARE KEEP ON DELAYING EVEN NOW
WHAT CAN BE DONE
PLEASE DO SUGGEST
zakir hussain
07 August 2018 at 12:41
Dear Sir,
As I have done LLB and now I would like practice as a GST and tax practitioner is it possible please guide me .
Anuj Jain
07 August 2018 at 12:21
We are living in Bangalore as a tenant from last 2 years. We have vacated the house with 1-month notice. Our Owner is refunding very less amount from the deposit. We are paying rent of 26250 per month. As per agreement he should cut down max one month amount for painting and cleaning .he is cutting around 45-50K for painting and cleaning purpose. He is even cutting around 10,000 for sinking funds that should be paid by the owner to society and I have confirmed this from society office also that it should be paid by owner only not by the tenant.
Please let us know what action we can taken in this situation.
VIKRAM KATIRA
07 August 2018 at 12:12
HIGH COURT ON A PETITION AGAINST EVICTION NOTICE BY MHADA, OF A FLAT OCCUPIED BY NON MEMBER IN A CO OPERATIVE SOCIETY WAS GRANTED RENT.. RE DEVELOPER ON COMPLETION OF REDEVELOPMENT INSISTS FOR DECLARATION CUM INDEMNITY TO BE PROVIDED AS A PRECONDITION FOR INDEMNIFYING ANY EXPENSES INCLUDING LEGAL EXPENSES FOR PAST, PRESENT AND FUTURE EXPENSES IF ANY BEFORE HANDING OVER THE POSSESSION. NO DETAILS OF EXPENSES ARE PROVIDED. HAS STOPPED RENT ALSO FOR LAST TWO MONTHS. WHAT IS THE POSITION UNDER LAW TO THE OCCUPANT OF THAT SOCIETY
Shubhi
07 August 2018 at 11:22
Please advise me as I am seeking for your help urgently
In Jan'18 ,One of my knowns had requested me for some money as he has to send money for daughter's higher studies. But it was so urgent he could not arrange from bank, as he said so.
As he requested me so many times , I helped him with money and one of my friends also provided money along with me to him as I don't have so much money.
My known issued post dated cheques to me and my friend for repayment of that amount.But my known requested not to deposit those cheques and issued new post dated principal amount cheques with some interest amount cheques , both principal cheques and interest amount cheques to me and my friend.
But still he is requesting not to deposit as he doesn't have funds now and will tell us as he is waiting for some funds.
Kindly let me know how can I get my money back as it's six months now and he is not paying back our money as we both need money.
Kindly advise
Kedar Gokhale
07 August 2018 at 11:10
I am auditor of a trust. The Director of the trust who was having additional charge of the trust and was working mainly from his principal place of posting has approved some expenses/ conveyed some decisions on a whatsapp group of the officers and employees of the trust. It my be mentioned that he could have as well conveyed his approvals/ decisions through e. mail. In this situation, can the approvals given/ decisions conveyed on Whatsapp group can be considered as valid under Evidence Act and Information and Technology Act ?
Anonymous
07 August 2018 at 10:17
Hi. We have been residing in an apartment society since 2011 June, at Coimbatore, Tamil Nadu. We have been paying the maintenance charges without any defaults (well before the deadline). Also, we have paid all the extra requested charges like bonus, repairs, cleaning, new installation of something,etc whichever they requested, without any hesitation. Last year they took up exterior painting project and charging 35k per apartment. Our society consists of 88 flats with 5 blocks with 40 2bhks and 48 3bhks. Exterior painting area is approx 1.5lakh sqft. We felt that it's quite expensive and gave a few suggestions having same painting and other procedure but different company/contract which might reduce the amount to at least 25k with the same end result. They didn't even consider it. We also asked why there s no difference in the amount between 2 and 3 BHKs since only 2 blocks for 2bhk and 3 for 3bhk. When asked they said there will be a difference and will let us know. But they didn't. Also, they promised to return the remaining amount after painting work is done, which they didn't. They're ​using it to do swimming pool repair work also demanding extra 1.5k from each house for the same. We have only paid 10k for painting fund since we have many unanswered questions. Now they're threatening us to cut the water and power supply to my flat. (More than 50% of the flat members were reluctant to give the painting amount, but they threatened them and made them pay. So it's only us who hasn't paid the full amount yet). My question is, can they cut the power and water supply? Is it legal? Is there anything else for us to do? Please help us with this issue.
Thanks in advance.
Anonymous
07 August 2018 at 08:58
My marriage happened through online matrimonial site, the girl family concealed her medical condition and given us her false detail regarding age and employment. The girl is diagnosed with Epilepsy and she is born in different month and i am not sure of her employment either but before marriage she said she is working as a govt employee.When I recovered the truth the girl’s family simply told me that if you do not accept we will put you under various cases. Now being influential they have put me under false cases, what should I do?
Girl lives with her parents in different state and we only lived as couple for 35 days only on a span of 5 months.
Now i have applied for divorce in my city, but the girl had also applied for the divorce in her city but after mine. As both divorce cases can not continue simultaneously, which divorce case will run. Do i have to inform the the girls court regarding divorce filed by me. How to do that
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Documents submission in court
Respected Sir
As we have plot in village and when we visited it was illegally occupied by land grabber and whe we file complaint to police the land grabber filled civil suit against us stating that the land belongs to them not ours.The land grabber failed to prove the land due to unavailability of original land documents. The court has banned the submission of evidence of land grabber and court further moved to our counter claim we filled.
Now our lawyer is demanding us to submit the original land documents including land puchase deed, sale deed, land record paper etc.
I have some queries in this matter which are :
1. Do the court demands original documents of land and keep it in the court untill the case is not finished ?
2. If the original documents is misplaced, stolen or lost somewhere else is there any guarntee provided by court ?
3. Can we submit the attested copies of land documents instead of original one ?
I request you to do the needful and your advice are highly appreciated.
Thanks & Regards