DCRG claim without NLC from department ?

Akhil Ashokan (Querist) 13 January 2016 This query is : Resolved
My father expired while in Kerala state govt service and now his DCRG amount is released by Account General office ( both dependent and treasury got official PPO & DCRG order ). The outstanding loan amounts acquired by my father is more than that of DCRG released and from the treasury it is said that without NLC from department no amount will be discharged except family pension.

Since my family is not in a financial support to pay out all these loans and get NLC from the department, I would like the govt or treasury or the department to pay out all these loans from DCRG amount released without giving any amount to my family. Before this I could speakup with bank to reduce some interests or interest rate and for a one time settlement

Is this idea possible to execute ??
If yes kindly tell me according with which rule or regulations i can do it

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Guest (Expert) 13 January 2016
Ideas do not work against the provisions of the prescribed rules.

You have not mentioned the nature of advances or loans taken by your father from his department while in service. Please intimate about the same, as some advances or loans are subject to Waiver on death of the employee.

Rajendra K Goyal (Expert) 14 January 2016
You should consult the respective departments and formality to be completed in the matter and proceed accordingly.

Akhil Ashokan (Querist) 18 January 2016
In One of the loan , he put his salary certificate as surity and the other one as, can be recovered from DCRG amounts

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