pre existing disease /no claim

vinod bansal (Querist) 27 September 2009 This query is : Resolved
R/Members
My friends mediclaim was tepudiated by insurer saying that disease was pre existing disease and insured/claimant supressed material fact,hence claim file closed/repudiated.In fact there was no any pre exist disease to my friend even there is no any previous record or treatment of any kind of disease,insurer has repudiated a lawfull claim,kindly provide me latest judgment in this regard. Thanks
With Regards

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PJANARDHANA REDDY (Expert) 27 September 2009
FIRST COMPLAIN IN INSURANCE OMBUDSMAN, FRIEND WILL GET JUSTICE WITH IN A WEEK DAYS. THERE R NUMBER OF CITATIONS OF HC/SC REGARDING THE ABOVE TEXT,WE WILL GIVE IN DUE COURSE OF TIME...

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Sarvesh Kumar Sharma Advocate (Expert) 27 September 2009
bansal sir,
consumer complaint is also a better solution.

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adv. rajeev ( rajoo ) (Expert) 27 September 2009
Dear Vinod,
While taking policy ins., co., takes panel doctors opinion regarding the person who wants to take insurance policy.
In this case repudation of claim amounts to negligence in service. Hence consumer fourm has got jurisdiction to entertain the complaint.

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Raj Kumar Makkad (Expert) 27 September 2009
LIC of India vs. versus Kucherlapti Krishna Kumar 2007 (3) CLT 269 (NC)

LIC of India versus Vinita Kumari 2007 (3) CLT 587 (Hr.)